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What's your point? It says there clear as day DO NOT INCLUDE your unmarried partner who DOES NOT need health insurance and is not your dependent. So, when she fills out the application, she doesn't include me because I DON'T NEED health insurance as I get it through my job and I'm not her dependent! Done. Give it up.
You've actually just proved that what we're doing is actually perfectly right.
she is YOUR dependent though...which IS the point.....your income should be factored into this....
Wow this is a woopy ding dang wazzle buzzler..tm.. (lawyer talk for its all in the fine print and conclusion of a matter) (A complete and utter crock of excrement.) This is not health insurance nor is it the comprehensive insurance as it only covers 60 percent and a 6000 doller deductible you do the math on say 100 grand and on top of all that at least 2000 in premium. And no they won't let u see the doc without the 6Gs beforehand this is no insurance and.when they finally admit its doa we will be utterly screwed.
The deductible is for each member so a family of 4 would have a 24 grand deductible I presume? Yes very affordable for who? Isn't obamas aunte a health care insurance administrator? This is nothing more than an insurance company bailout as it gives nothing to and takes a great deal away from health care institutions (health care providers).first the banks now the insurance companies just say no (with your dollers)
she is YOUR dependent though...which IS the point.....your income should be factored into this....
The application is in her name not mine. I dont figure into this at all. I cannot claim her as a dependent on my taxes. She is not my dependent for IRS or ACA purposes. Again maybe you think my income SHOULD be factored into this but according to the way the laws are right now it doesnt have to be. Cant have it both ways. Why would we choose to pay 100 times more for something when we dont have to and its all legal? You never answered that.
You are correct, we can move, but at the moment due to some unrelated circumstances, we have decided to stay here. You don't have to move because your state doesn't accept your relationship, why do you feel justified in telling me that we should move. Moving costs money too. ACA is absolutely not at fault here, I never said it was, the tax system is and the state of Florida.
Yes having a child is a choice, but if you made the same choice, you wouldn't have to pay the lawyers to make sure you both had custody, we do, I was just illustrating a point.
I do keep our incomes and accounts separate, I do it for two reasons. One, I have more student loan debt that she has and I don't want her to be limited in what she wants to do because there are payments to be made. She keeps her own savings account so if she wants to go to NY to visit family or wants to buy new clothes, she can and doesn't have to go through me to see if we can afford it. Plus it gives her a sense of independence. The second reason, with her making less than me and now staying home with the baby, I want her to have her own retirement and savings accounts so that she feels she has something of her own. Let's face it, nothing is guaranteed 100% and I want to make sure that if something happens between us, she'll have something to fall back on.
And as to your last comment, it's not me that's not getting it, it's you. Yes the deduction for filing single and for filing married is the same (x2 for married), however, the tax brackets are different resulting in a lower overall tax liability if we filed together. Now if she made the same money as I do, it wouldn't matter. Run the numbers yourself, combined we would pay $2500 less in taxes on the same absolute income number.
Quote:
Originally Posted by Malloric
No, she's not. Repeating a lie over and over again won't make it true. If she were her dependent, her income would be factored in. She is not.
really????
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