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To anyone who can help with this question, I appreciate it.
My husband and I are both named on our sons savings account. We are separated, since Sep 1.
My sons acct has been showing up online when I go to check everything on my stuff, and I notice this weekend it is not.
Could my husband have my name removed from that account, or have the bank do that?
My daughters is in my name only, so hers still appears. It is not a big problem, I can just open an acct with his name for a savings, the money in there was not much, but I just wonder if I could be removed without my permission, a form signed, something?!?!
Of course it is sunday, and I cannot get in touch w the bank, I have e mailed them.
I would think that an account could be closed without your permission and a new account opened without your name. Ask at your bank. The rules may change from one institution to another.
i dont think the bank would allow your husband to do that. only you can do that.
Quote:
Originally Posted by cinderobyn
To anyone who can help with this question, I appreciate it.
My husband and I are both named on our sons savings account. We are separated, since Sep 1.
My sons acct has been showing up online when I go to check everything on my stuff, and I notice this weekend it is not.
Could my husband have my name removed from that account, or have the bank do that?
My daughters is in my name only, so hers still appears. It is not a big problem, I can just open an acct with his name for a savings, the money in there was not much, but I just wonder if I could be removed without my permission, a form signed, something?!?!
Of course it is sunday, and I cannot get in touch w the bank, I have e mailed them.
I think your husband could have taken the money out, closed out that account, and redeposited the money some where else. Depending on how the account was set up, any/either of the accountholders could have access to the funds.
It actually depends on your banks policies and state law. Here in Arkansas you can not remove someones name from an account with out a signature from both parties
However you husband can have your sons account set up on his on line banking, which in most cases original set up of on-line banking becomes void.
Unless the account was set up so that 'both' your husbands and your signature were required then he could take the money out and close the account. Look at the statement/bankbook/papers and see if it says 'and' or 'or'. If it's 'or' either one of you could close it/take money out. If it's 'and' then both signatures would be required.
Unless the account was set up so that 'both' your husbands and your signature were required then he could take the money out and close the account. Look at the statement/bankbook/papers and see if it says 'and' or 'or'. If it's 'or' either one of you could close it/take money out. If it's 'and' then both signatures would be required.
Call the bank and check with them.
In some states, it is always assumed "or" (ie: Jane Doe, John Doe.....) unless it specifically states "and".
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