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Makes sense. It would be nice to kick the card with the 15k to the curb, especially since I have items on there that are several years old and really need to be gone!
I also have a car loan, which if I don't pay it off early, will be paid off by April 2015. I currently owe $3k on it and my payments are around $280 a month. Does it make sense to pay that off early and apply that extra $280 a month towards the card that will have the 0% promo run out in Dec 2014?