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Old 11-28-2007, 02:46 AM
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Post News, 'Free' credit reports sometimes aren't free.

SEATTLE — Like many consumers, Wendy Temple's first step shopping for a mortgage was to go online to get a sense of where she stood as a prospective borrower.

Temple, an accountant, surfed to TrueCredit.com, a popular website owned by TransUnion, one of the Big Three credit bureaus. There she purchased her TransRisk credit score, TransUnion's assessment of her credit worthiness. Temple thought her score — 608 — was just high enough for her to qualify to buy a $207,000 home in a gated community in Holiday, Fla.

'Free' credit reports sometimes aren't free - USATODAY.com
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Old 11-28-2007, 12:51 PM
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Originally Posted by John1960 View Post
SEATTLE — Like many consumers, Wendy Temple's first step shopping for a mortgage was to go online to get a sense of where she stood as a prospective borrower.

Temple, an accountant, surfed to TrueCredit.com, a popular website owned by TransUnion, one of the Big Three credit bureaus. There she purchased her TransRisk credit score, TransUnion's assessment of her credit worthiness. Temple thought her score — 608 — was just high enough for her to qualify to buy a $207,000 home in a gated community in Holiday, Fla.

'Free' credit reports sometimes aren't free - USATODAY.com
Interesting story, thanks for the link.. I've been wondering why my online credit score is X.. and when I applied for a loan.. Its about 100 points higher.. I'm still confused as to what causes it because I'm thinking a credit score given to me.. should be the same one going to the loan companies.
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