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13% in Sioux Falls South Dakota. Loving it so far after having retired from California October 1 after having spent 35 years in the San Francisco Bay area. So, yes, I know what I'm talking about. So much to do, and up-and-coming city of metro area of 250,000. I could be gone for three months during the winter and still be way way ahead financially as there is no state income tax. I'm in a brand-new really nice apartment with all the amenities close to everything underground heated parking etc.
The grocery stores here are fantastic. Much better than anything I've ever seen in California. People are friendly. Should've done this a few years ago.
Currently 0% as we sold our old home in oct and don't close on the new one for another week. But the new home will come in around 28% of actual takehome pay. The old house was only about 10% of takehome.
it should be a % of your take home pay...not sure why you would do gross. I think the only banks do that.
Because take home pay can carry wildly. My take home pay is 750.00 a paycheck less than it could be because of 401k deductions, or I could have 0 exemptions or 15 on my w-4 allowing my take home number and thus swinging percentages that might not be relative at all
it should be a % of your take home pay...not sure why you would do gross. I think the only banks do that.
No, I think gross makes more sense if you want to do an apples to apples comparison. Too many variables go into take home - retirement savings, state taxes, health insurance, withholding, etc.
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