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Old 01-14-2015, 04:33 PM
 
Location: MMU->ABE->ATL->ASH
9,110 posts, read 17,054,828 times
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Is it up to you (to request the DA) press charges? Or the bank. Since you have not "lost" anything are you even a party to it,

The bank would be the "Lost" Party, and it would be in either there the bank is based, or where the thief occurred to get the DA to take the case.
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Old 01-14-2015, 04:39 PM
 
Location: SoCal desert
8,093 posts, read 13,189,343 times
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Quote:
When does it make sense to press charges on someone who steals your credit card info?
Whenever it happens.
I wouldn't care if it was $1 or $10,000.
If it helps create the legal paper trail for law enforcement - or puts a criminal in jail - do it.

How can you not fight back, when you've been violated?
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Old 01-14-2015, 07:24 PM
 
338 posts, read 403,330 times
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Quote:
Originally Posted by Gandalara View Post
Whenever it happens.
I wouldn't care if it was $1 or $10,000.
If it helps create the legal paper trail for law enforcement - or puts a criminal in jail - do it.

How can you not fight back, when you've been violated?
I understand you're arguing that it's the principal but for me it's about time and money. If I fight a case in court I'll need a lawyer which is moeny. And all that time away from my job just equals loss of income. Does my way of thinking not make any sense?
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Old 01-14-2015, 07:25 PM
 
338 posts, read 403,330 times
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Quote:
Originally Posted by flyonpa View Post
Is it up to you (to request the DA) press charges? Or the bank. Since you have not "lost" anything are you even a party to it,

The bank would be the "Lost" Party, and it would be in either there the bank is based, or where the thief occurred to get the DA to take the case.
This is a good point, I didn't think about it like that. The lady from the fraud department asked me specifically if *I* would like to press charges in the event that they find whoever is responsible. But who knows.
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Old 01-15-2015, 11:16 AM
 
Location: SoCal desert
8,093 posts, read 13,189,343 times
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Quote:
Originally Posted by Bishwhat View Post
I understand you're arguing that it's the principal but for me it's about time and money. If I fight a case in court I'll need a lawyer which is moeny. And all that time away from my job just equals loss of income. Does my way of thinking not make any sense?
Not to me, sorry.

AFAIK, you would be a witness for the prosecution. Why would you need a lawyer? The CC company's fraud department would have the lawyer.

The only way these idiots can be stopped if people take the time.

IMO
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Old 01-15-2015, 11:32 AM
 
4,005 posts, read 2,895,649 times
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Many years ago I used a credit card for a TV repair....a card I hadn't used in several months. Immediately starting seeing all sorts of crazy charges on my statements - porn sites, dating sites were the biggest charges. I actually called one of the dating sites and they provided me with an email address of the person who had used my card and registered under their site. I remembered the name of the guy I spoke to at the TV repair place when I had made my payment over the phone, had a unique name and it somewhat matched this email address. I sent him an email just asking simply "Hey man, you still working at ABC Repair Company?" and, you guessed it, he replied and said "Yes, how can I help you?"

It was enough for me to take to the local police station and file charges. I did have to go to court to testify what had happened but it was well worth it. The loser/criminal now has a permanent mark on his record thanks to me and I don't feel bad about it one bit. It was well worth the minimal time/effort. I considered this no different than someone stealing something out of my home and it felt really, really good getting a little justice.
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Old 01-15-2015, 11:38 AM
 
Location: Mount Laurel
4,165 posts, read 9,040,245 times
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Quote:
Originally Posted by Florida2014 View Post
Many years ago I used a credit card for a TV repair....a card I hadn't used in several months. Immediately starting seeing all sorts of crazy charges on my statements - porn sites, dating sites were the biggest charges. I actually called one of the dating sites and they provided me with an email address of the person who had used my card and registered under their site. I remembered the name of the guy I spoke to at the TV repair place when I had made my payment over the phone, had a unique name and it somewhat matched this email address. I sent him an email just asking simply "Hey man, you still working at ABC Repair Company?" and, you guessed it, he replied and said "Yes, how can I help you?"

It was enough for me to take to the local police station and file charges. I did have to go to court to testify what had happened but it was well worth it. The loser/criminal now has a permanent mark on his record thanks to me and I don't feel bad about it one bit. It was well worth the minimal time/effort. I considered this no different than someone stealing something out of my home and it felt really, really good getting a little justice.

That is a totally different scenario than the fraudulent charges people are getting in there credit card these days. A lot of the ones occurring today happens when someone uses their credit card online and their computer is compromised or the merchant has the stored information compromised.

Good luck trying to press charges on the criminal who purchase and use that credit.
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Old 01-15-2015, 12:16 PM
 
4,005 posts, read 2,895,649 times
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Quote:
Originally Posted by sj08054 View Post
That is a totally different scenario than the fraudulent charges people are getting in there credit card these days. A lot of the ones occurring today happens when someone uses their credit card online and their computer is compromised or the merchant has the stored information compromised.

Good luck trying to press charges on the criminal who purchase and use that credit.
Yes, I've got those too....multiple times. Just glad I was able to exact a little justice on one of the local criminals.
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