Obtaining old bank statements (pay, credit report, accounts, income)

[CTR36]

My mother has to produce her 2005 bank statements from a bank she no longer banks with. My question is, how long are banks required to keep their customers info? I am pretty sure they won't be able to just pull out some print outs from their current system. So do any of you banking "experts" know how long the banks are supposed to keep our records?

Thanks

[songinthewind7]

They keep your information for several years. The bank I used to work for kept them for 15 years.
Your mom can get her 2005 with no problem although it will take them at least a couple of days to get it all together, depending on how fast or slowpoke the bank is.

[CouponJack]

Originally Posted by songinthewind7

They keep your information for several years. The bank I used to work for kept them for 15 years.
Your mom can get her 2005 with no problem although it will take them at least a couple of days to get it all together, depending on how fast or slowpoke the bank is.

You forgot to mention that the person will have to pay for these statements in most cases. It can get pretty pricey. I've had to do that to get something off my credit report.

just an fyi.....

[cbatkin]

Originally Posted by CouponJack

You forgot to mention that the person will have to pay for these statements in most cases. It can get pretty pricey. I've had to do that to get something off my credit report.

just an fyi.....

how about statments from banks and building societies that have been taken over?

[Padgett2]

Just for your information for the future. A person really should keep bank statements with the corresponding income tax returns for 10 years. I forget exactly how long you have to keep old returns, so I keep ours for 10 years just in case I need them for something else.

[pgts]

I had to close several accounts. I had just switched to online banking. My last statement was supposed to be available online. But then I closed the account and now I did not get the copy in the mail and I can't access it online to print either. Bad timing. I assume I can just go to the bank and have them print them for me.

[trishwwi1]

I need copies of bank records for 2000, 2001, The branch bank says they only keep records for 7 years, but my new bank thinks they could be on micro fish somewhere. Any ideas?

[Pitt Chick]

Originally Posted by trishwwi1

I need copies of bank records for 2000, 2001, The branch bank says they only keep records for 7 years, but my new bank thinks they could be on micro fish somewhere. Any ideas?

LOL!

Ask them where that microfiche is!

[houranusa]

my bank account was robbed by some one 15-years ago by signing my signature where it can be proven its not mine how can I go about it , I just discovered this.

[Tallysmom]

Originally Posted by houranusa

my bank account was robbed by some one 15-years ago by signing my signature where it can be proven its not mine how can I go about it , I just discovered this.

Check your states statutes of limitations -- you're probably out of luck here.

You're supposed to check your statements monthly and report any errors within 90 days to get a resolution.

Out right theft could be anywhere from 4-7 years depending on the amount.... but fifteen years is way too long.