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Location: Chapel Hill, NC, formerly NoVA and Phila
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I just calculated our year-end 2015 finances:
Our total net worth increased 4.5% in 2015. Some of that was through added savings and paying down our mortgage, rather than spectacular investment results.
My retirement account (included in total net worth) also increased about 4.5% including additional contributions (about 3% without the contributions).
down just about 2% from last year , but considering that we are drawing off our portfolio to live in retirement that isn't to bad considering gains sucked .
Up 12% - but I'm young and not very wealthy (just barely broke 6 digits) so up 12% isn't as large as it probably sounds to many of you.
That being said, we had our first child, sold our house and moved across the country, so I'm feeling pretty dang good about being up at all, let alone 12%. Indeed here's to a more profitable 2016, hopefully both in the market for all of us and in personal circumstances for myself. That being said, even though having a new baby costs a lot, it's worth far more than any sum of money - the moving cross-country thing, ehh, we'll see.
I did ok I guess. Obamacare premiums almost doubling and taking care of and paying for mom's healthcare givers, and other things she needs really put a ding in my budget. She survived another year, my finances took a hit.
We had a baby in 2014 and 2015...no plans for anymore. Hoping for a non eventful 2016.
Net worth should be increasing every month. Will be consumer debt free by March 2016...then we will be saving and investing in 401k and 529 for kids.
We will need/want a car for my wife and 2 daughters...we will be saving for that purchase in 2017.
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- the moving cross-country thing, ehh, we'll see.
