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I have the United Mileage Plus Visa through Chase.
The main benes are the annual companion certificate (although they make you just through a tons of hoops to use it, so I'm questioning the value). Also accrue mileage towards free flights, etc, which I do use.
It does cost $95 year annual fee.
I'm thinking about the Fidelity card since that's where about 50% of my investments reside.
I used to have the Schwab one that gave 2% into your brokerage then you could transfer it over, but they cx that benefit a long time ago. I wasn't aware Fidelity had a Visa that was 2% now. When did that start? I finally broke down and got the Citi double cash back at 2% but to be honest it's a MasterCard and for a nonsensical reason I've always preferred Visa over MC.
I wasn't aware Fidelity had a Visa that was 2% now. When did that start?
A few months ago. It used to be an American Express card, but fidelity switched over to VISA.
It really is a good choice for someone who wants a simple cash-back card and has (or is willing to open) an account with Fidelity. Talk about an easy way to boost your savings rate!
I have the old Fidelity Amex card that gives back 2% on all purchases with no max limit; the new Visa card is apparently on the way. You can opt to invest the rewards points or request statement credit; however, my return in the Blue Chip Growth fund has been pretty stellar over the last 18 years.
We also use the following:
1) American Express Blue Cash card that gives 5% in points on gas, groceries, & drugstore purchases after you make $6,500 in purchases.
2) Chase Ink Business that gives 3% back on restaurants, gas stations, office supply, and home improvement stores.
3) Citi Premier that gives 3% back on entertainment, travel & leisure, and no foreign transaction fees…though there is a $75 annual fee for this card.
We load up the Amex Blue with category purchases that do not give any bonuses until we hit the $6,500 mark, then we use it nearly exclusively for fuel and groceries. The Chase card is our dining out, office supply, and Home Depot card. The Citi Premier is our travel and entertainment card. Finally the Fidelity card is our "all other purchases" card.
I invested $10 into a label maker and labeled all the bonus categories onto my wife's credit cards…it paid for itself in 2 weeks.
A few months ago. It used to be an American Express card, but fidelity switched over to VISA.
It really is a good choice for someone who wants a simple cash-back card and has (or is willing to open) an account with Fidelity. Talk about an easy way to boost your savings rate!
Yeah I knew about the Amex card but was never interested in that one. That's why I ended up with the Citi card. That's interesting they switched it out, Amex has taken a bunch of hits lately with the Costco loss.
Yeah I knew about the Amex card but was never interested in that one. That's why I ended up with the Citi card. That's interesting they switched it out, Amex has taken a bunch of hits lately with the Costco loss.
Amex walked away from Costco because if the demands Costco made. I think long term it's going to be a bad deal for Citi as they are the ones paying for the switch and the increased rewards program while cutting the processing cost for costco I believe to zero. The bad part will come in because of how many visa credit cards are out there not citi branded, where Amex had all the Amex market
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