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Just applied for it and got approved last night for a $19,000 Credit Limit with a 20.24% APR....I think the APR is kinda high but really I have great income and good financial habits to not put more money on it than I make. Surprised I got such a high CLI.
Combine that with my $14,400 credit limit on my Chase Freedom which was at $8,400 a few weeks ago before they offered me to bump it. Figured I will put big purchases on this card so I can reach that bonus.
I have two trips lined up as well as some personal expenses (car, house related) that I can put on my card and reach $4,000 of spending in a few months.
FICO fluctuates between 750 - 770 right now but hopefully with these new credit limits and opening new credit my score will approach closer to 800 soon with some age to my accounts.
Just applied for it and got approved last night for a $19,000 Credit Limit with a 20.24% APR....I think the APR is kinda high but really I have great income and good financial habits to not put more money on it than I make. Surprised I got such a high CLI.
Combine that with my $14,400 credit limit on my Chase Freedom which was at $8,400 a few weeks ago before they offered me to bump it. Figured I will put big purchases on this card so I can reach that bonus.
I have two trips lined up as well as some personal expenses (car, house related) that I can put on my card and reach $4,000 of spending in a few months.
FICO fluctuates between 750 - 770 right now but hopefully with these new credit limits and opening new credit my score will approach closer to 800 soon with some age to my accounts.
CSP's APR is 16.24%-23.24% variable. I just applied online and got the approval. I'm not planning on carrying a balance each month though. Could be my age of credit. This is my second major CC and I my score a year and a half ago was mid 600s now I've drastically improved it but maybe they don't trust me...
I may call Chase to get it lowered but I tried before.
Just applied for it and got approved last night for a $19,000 Credit Limit with a 20.24% APR....I think the APR is kinda high but really I have great income and good financial habits to not put more money on it than I make. Surprised I got such a high CLI.
Combine that with my $14,400 credit limit on my Chase Freedom which was at $8,400 a few weeks ago before they offered me to bump it. Figured I will put big purchases on this card so I can reach that bonus.
I have two trips lined up as well as some personal expenses (car, house related) that I can put on my card and reach $4,000 of spending in a few months.
FICO fluctuates between 750 - 770 right now but hopefully with these new credit limits and opening new credit my score will approach closer to 800 soon with some age to my accounts.
Keep us posted on your FICO score....I have no idea why anyone with a FICO above 350 has to pay more than 20% interest on a credit card.
I didn't see the mention of the plan to go into debt. Strange some people can manage savings an spending at the same time
Yep... many people manage to use credit wisely.
No reason to think the OP will do otherwise... especially with that awful interest rate!
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