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Old 03-20-2017, 06:08 PM
 
5,724 posts, read 7,454,874 times
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I just found out my insurance premium is $200 per month more than I budgeted. I am so angry right now. How am I going to every get ahead? I am contemplating looking for a second job. This really sucks.
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Old 03-20-2017, 06:31 PM
 
1,115 posts, read 1,459,779 times
Reputation: 1687
Health $1.61 per week.
Dental $12/month
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Old 03-20-2017, 06:33 PM
 
Location: Texas
44,256 posts, read 64,154,152 times
Reputation: 73916
Don't have dental. We pay cash.

The HSA is $1100 a month plus the $6700 for the account.

If I went Obamacare way, it would have been $1700 a month. And no one takes it.

So I quit with insurance.
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Old 03-20-2017, 07:23 PM
 
24,526 posts, read 18,059,777 times
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Medical: $797.03/month COBRA for a real Cadillac zero deductible PPO plan
Dental: None.

For me, dental is a hygienist a couple times per year.
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Old 03-20-2017, 11:11 PM
 
1,115 posts, read 1,459,779 times
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Quote:
Originally Posted by GeoffD View Post
Medical: $797.03/month COBRA for a real Cadillac zero deductible PPO plan
Dental: None.

For me, dental is a hygienist a couple times per year.
Dental has always been so affordable at all of the five jobs I've had in my working life that I could never imagine going without it. Right now I pay $12/mo or $144 a year and that is the most I've ever paid for dental coverage. Cleanings would run about $75 each I'd assume? That would be my yearly premium right there.


My employer is 100% transparent to the total premium cost and the full employee and employer share is $31. I even find that affordable if you ever have a dental emergency. It's a small price to pay for a $1500 root canal and crown procedure when you least expect it.

Last edited by UntilTheNDofTimE; 03-20-2017 at 11:36 PM..
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Old 03-20-2017, 11:28 PM
 
13,093 posts, read 20,796,022 times
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Thanks to the ACA, group health insurance has been steady decreasing. For 2017, I'm now paying just about $1,400 a month for each covered employee. This includes a $750 deductible, PPO, no co-insurance split, no co-pay, with dental, vision, and wellness. This does include applying our overcharge rebate credit back to the plan through an employee premium reduction.
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Old 03-21-2017, 06:32 AM
 
4,196 posts, read 6,277,409 times
Reputation: 2835
Quote:
Originally Posted by UntilTheNDofTimE View Post
Health $1.61 per week.
Dental $12/month
How is your health insurance 1.61 a week?
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Old 03-21-2017, 06:39 AM
 
16,715 posts, read 19,332,080 times
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Health/Dental/Vision $500mo for myself and my spouse
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Old 03-21-2017, 07:53 AM
 
9,778 posts, read 7,595,966 times
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Quote:
Originally Posted by UntilTheNDofTimE View Post
Dental has always been so affordable at all of the five jobs I've had in my working life that I could never imagine going without it. Right now I pay $12/mo or $144 a year and that is the most I've ever paid for dental coverage. Cleanings would run about $75 each I'd assume? That would be my yearly premium right there.


My employer is 100% transparent to the total premium cost and the full employee and employer share is $31. I even find that affordable if you ever have a dental emergency. It's a small price to pay for a $1500 root canal and crown procedure when you least expect it.
When we had dental insurance, they'd only pay 50% of root canals and crowns. You must have a very good plan.
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Old 03-21-2017, 07:54 AM
 
Location: Watervliet, NY
6,916 posts, read 3,908,145 times
Reputation: 12876
Employer pays %75, and I (we) pay the other %25.

I pay $36.45 per week. $145.80 per month, $182.25 if it is a 5-paycheck month (I get paid every Thursday).
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