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Old 09-06-2017, 01:42 PM
 
54,928 posts, read 57,338,747 times
Reputation: 35148

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i agree , there is something up with that "stable value fund "
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Old 09-06-2017, 02:06 PM
 
Location: MMU->ABE->ATL->ASH
8,603 posts, read 14,409,371 times
Reputation: 8898
Quote:
Originally Posted by mysticaltyger View Post
Wow, that is a really high rate for a stable value fund. Are you sure that's correct? My stable value is paying 2.71% right now, and I think that's typical.
Just checked my 401K the stable value fund is paying 4.4% this year. (2017).

The Stable Value Fund is a "Internal" 401K only fund that is the average 5 year (or 10y not sure) return on the Fixed asset Investment in the company "Master" account.

The Return rate is set in November or December for the next year. It been going down at about .5% a year for the last 3 or 4 years.

Yes, its a very good rate, that why I have left my "Safe" money in the company 401K and have not moved it out into a IRA.


History:
2016 4.80%
2015. 5.05%
2014. 5.20%
2013. 5.35%
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Old 09-06-2017, 08:06 PM
 
310 posts, read 109,462 times
Reputation: 517
Quote:
Originally Posted by StealthRabbit View Post
as my boss reminded me daily... the CHOICE is yours...

stay and deal with ALL the pain (including lost opportunity costs on 401k and more importantly your T-I-M-E)

or...

Hit the road.

No limit on earning potential in your future self directed 401k rollover IRA!
Right now opting to stay put. . . hoping for that promised pension. I do have a small IRA but you know what seems like a lot of MONEY does not generate a lot of INCOME.
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Old 09-08-2017, 01:36 AM
 
Location: East Coast Native in So Calif.
209 posts, read 55,813 times
Reputation: 172
7% YTD
just moved my percentages around again. We'll see how it is towards the end of 2017/early 2018.
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Old 09-08-2017, 09:11 AM
 
Location: MMU->ABE->ATL->ASH
8,603 posts, read 14,409,371 times
Reputation: 8898
Quote:
Originally Posted by michgc View Post
I've had Contra in my IRA for about 20 years or so (wish I could find my old floppy disk with my financial records to find the exact date I bought it!). My husband's work actually offers it for his 401k, so I put him in it about 4 years ago.
You can call Fidelity and ask them, They can give you the Exact Date you bought it.
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Old 09-08-2017, 12:28 PM
 
1,594 posts, read 300,699 times
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Quote:
Originally Posted by oldsoldier1976 View Post
So to let you know RoR on my 401k. Beginning from 1988 to now I probably averaged 15% annually until 6 years ago when I began to dial back some of my investments to prepare for retirement. Now in retirement (1+year) my portfolio in the 401k is 5.5% over the last 12 months even while taking monthly payments.
I'm already retired but haven't touched my 401K yet. It's a conservative 4-5%.
My trading account though had a whopping 25% as I take lots more risk there.
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Old 09-08-2017, 12:33 PM
 
865 posts, read 332,622 times
Reputation: 2292
Quote:
Originally Posted by kinkytoes View Post
Guys I'm reporting you. You are not allowed to personally attack people or argue in posts on CD. CD is the last bastion of civility on the Internet. Lets keep it that way.
Do you find it difficult to reconcile being a Libertarian yet requesting Big Brother to dampen free speech on City Data?


I'm at about 5% return in the last 20 years. The QDRO really dampened the ROR. Things are picking back up again now that I stopped gambling and started forcing on index funds.
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Old 09-08-2017, 09:00 PM
 
Location: Chapel Hill, NC
7,987 posts, read 11,072,517 times
Reputation: 7407
Quote:
Originally Posted by flyonpa View Post
You can call Fidelity and ask them, They can give you the Exact Date you bought it.
Duh, why didn't I think of that? I actually just looked it up on their site. It looks like I first purchased it in February 1998. Then again in March 1998, January 1999, and January 2000. And haven't bought any since. If I'm reading it right, it's gone up about 400% since then.
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Old 09-09-2017, 12:37 PM
 
22,081 posts, read 23,827,616 times
Reputation: 18981
Quote:
Originally Posted by flyonpa View Post
Just checked my 401K the stable value fund is paying 4.4% this year. (2017).

The Stable Value Fund is a "Internal" 401K only fund that is the average 5 year (or 10y not sure) return on the Fixed asset Investment in the company "Master" account.

The Return rate is set in November or December for the next year. It been going down at about .5% a year for the last 3 or 4 years.

Yes, its a very good rate, that why I have left my "Safe" money in the company 401K and have not moved it out into a IRA.


History:
2016 4.80%
2015. 5.05%
2014. 5.20%
2013. 5.35%
That rate of return would still be too low for me to have everything in it, but it is an excellent rate for what it is.

I have 3% in stable value right now. I'm sure I'd have a higher percentage than that if I was getting 4.4%. I'd probably move some from my global fond fund into stable value.
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Old 09-09-2017, 01:11 PM
 
54,928 posts, read 57,338,747 times
Reputation: 35148
i don't use a stable value fund but my income portfolio runs at a 4.50% total return right now . it can go higher at times . last year it ran 6.75% because we had more high yield in the portfolio .
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