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Old 08-31-2017, 10:07 PM
 
1,891 posts, read 465,422 times
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Just received an email letting me know that I received $8.00 cash back for all the check card purchases I made in August and another $9.95 which is a reimbursement for all the atm fees in August. Never experienced anything like this before and now glad I made the decision to join a credit union for my banking. The bank that I was with before 7/31 has not given me $17.95 at all during the whole year of 2017. I'm mad at myself for not joining the credit union a lot sooner.

Has anyone ever heard of this with any other credit union?
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Old 08-31-2017, 10:12 PM
 
Location: Omaha, Nebraska
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I've heard of quite a few banks (especially online ones) reimbursing ATM fees. I've never heard of reimbursement of check card fees, though.
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Old 08-31-2017, 10:27 PM
 
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Quote:
Originally Posted by Aredhel View Post
I've heard of quite a few banks (especially online ones) reimbursing ATM fees. I've never heard of reimbursement of check card fees, though.
No the cash back I received ($8.00) was from the purchases I made in August.
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Old 09-01-2017, 08:21 AM
 
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I guess that's a good credit union.

I've been with a credit union for decades.

Not all credit unions are the same, of course. But I've been doing less and less business with banks for years.
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Old 09-01-2017, 08:36 AM
 
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Quote:
Originally Posted by selhars View Post
I guess that's a good credit union.

I've been with a credit union for decades.

Not all credit unions are the same, of course. But I've been doing less and less business with banks for years.
The money i will get back every 1st of the month, should i apply that to debt or put it in my savings?
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Old 09-01-2017, 09:45 AM
 
Location: Omaha, Nebraska
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Quote:
Originally Posted by moneymkt View Post
The money i will get back every 1st of the month, should i apply that to debt or put it in my savings?
Depends.

Do you have an emergency fund? How much debt are we talking about, and do yo have a plan for paying it down?

My priorities for using the cash back money would be:

1. Emergency fund (until you have 6 months' expenses saved up), then

2. Pay down debt (until it's gone), then

3. Add to general savings
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Old 09-01-2017, 09:54 AM
 
1,891 posts, read 465,422 times
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Quote:
Originally Posted by Aredhel View Post
Depends.

Do you have an emergency fund? How much debt are we talking about, and do yo have a plan for paying it down?

My priorities for using the cash back money would be:

1. Emergency fund (until you have 6 months' expenses saved up), then

2. Pay down debt (until it's gone), then

3. Add to general savings


Debt is currently at $2200. Ok so i will apply it to the debt each month.
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Old 09-01-2017, 02:41 PM
 
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I earn $40-50 a month in cash back, none of it from banks. You are way, way behind the curve. Bless you.
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Old 09-01-2017, 02:57 PM
 
1,891 posts, read 465,422 times
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Quote:
Originally Posted by jayguy01 View Post
I earn $40-50 a month in cash back, none of it from banks. You are way, way behind the curve. Bless you.
Well $18.00 is a month is a big boost from $0 lol
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Old 09-01-2017, 05:04 PM
 
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USAA used to reimburse the ATM fees, but I changed my account with them to a cashback account.. it gives a dime per debit transaction.. For August, I got $5.90 back.

For my cash rewards Visa, I got 24.72

I've just started throwing things on the credit card to get the cashback. Got about $90 this year between it and the checking.
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