Which website to use to track the credit score?

[Sreysrey]

I check on my Discover, Citibank, and Capital One. Discover always show highest score while Citi show the lowest so I go by Citi score to prepare myself.

[mathjak107]

all 3 are not comprehensive credit scores but fico 8 bank card scores. they can be calibrated to 900 or 850 . the fico 8 bank card scores run differently .

[GeoffD]

I get the same information from CreditKarma that I get from my Citi, Chase, and Capital One cards. I care about fraud and mistakes. I don’t care about the number because I don’t have any blemishes, I have no debt, and my cards auto-pay in full. It’s always 800-something and has been like that for decades.

If you’re trying to repair your credit. What matters is the trend, not the number. Just keep making the score higher by paying things on time. No magic.

[Arya Stark]

Originally Posted by GeoffD

If you’re trying to repair your credit. What matters is the trend, not the number. Just keep making the score higher by paying things on time. No magic.

Prior to Credit Karma I wasn't aware I had a default. It was some stupid medical copay I didn't even know about for $50 bucks.

I also wasn't aware that doing new offers of credit would reduce your score.

Once I got access to these things and could see how the effected the score I jumped from 655 to 810. On the default I paid it under the condition they removed it from my credit report.

[emcee squared]

Originally Posted by flyonpa

My Citi Bank CC gives me my Credit Score as one of the (Free) Card Benefits.

That's the one I use.

Same.

All my CC give me a number.

[Asphaltabc]

You might consider Experian, it is convenient and reliable

[talcos]

Chase offers me the chance to monitor my credit score.