Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I believe if a person is over 65 then it is free, if not, then there is a fee, all three were free for me, sadly we had to pay for all three for my wife who is much younger than me.
That is the case for Georgia residents like me and Florida residents like you, but Texas has no such provision.
Thanks all. I was advised by a good friend to go for the credit lock. I had no idea just how different it could be from a freeze. Since I already have free Credit Locks from TransUnion and Equifax, I paid the $10 to freeze with Experian. I also have a 90 fraud alert on all 3 agencies.
It is crazy how they have so much of our information and yet don’t owe us protection.
It is crazy how they have so much of our information and yet don’t owe us protection.
It is, but it's just one of a number of consumer protections that people thought they were entitled to, or perhaps even previously were entitled to, that they are no longer entitled to due to the changing business and political environment.
I'm still majorly PO'd at Equifax for their screw-up which so far has cost us about $60 to freeze our credit and pay to un-freeze when I applied for an ACA policy. I hate the fact that money comes out of my pocket to protect me against something they did. I can't bring myself to pay one of these companies to "protect" me with their credit monitoring services. I can pretty much do that for free myself. I did not sign up for Equifax's "free" service either. I'm wondering how long before there is a class action lawsuit. It seems there is no accountability on the part of these companies.
With Experian? How? I got it for free for Equifax and TransUnion. But wasn’t able to get a credit lock withExperian unless I commit to a $19.99/mo fee.
With Experian? How? I got it for free for Equifax and TransUnion. But wasn’t able to get a credit lock withExperian unless I commit to a $19.99/mo fee.
Please do tell.
You can freeze all 3 reports for free, but depending on what state you live in might require a fee to unfreeze. I was able to freeze and unfreeze all 3 for free.
You can freeze all 3 reports for free, but depending on what state you live in might require a fee to unfreeze. I was able to freeze and unfreeze all 3 for free.
Different states have different fees. In Texas it costs $10.83 to freeze OR lift a freeze. I have no idea why the fees should vary by state. It should be free, especially if it's the fault of one of the credit agencies.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
