Personal Loan, Visa or Mortgage Pay off ?

[duster1979]

Originally Posted by jrkliny

You have been paying on a 5.75% mortgage for years. You have a 10.25% personal loan. Your emergency fund is 3 months.


You need more than some advice on the internet. You need to meet with a financial advisor.

The dude has three months of expenses socked away, is virtually maxing out retirement savings, and will be completely debt-free in less than three years. How many people in this country can say that?

[murph1982]

Thank you very much for your suggestions and helpful advice. I appreciate it!

[rjm1cc]

Pay off the mortgage.
Put the mortgage payment toward the cc
When both paid off increase your savings and emergency fund.
Pay cc each month in full.