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Old 11-09-2018, 08:20 PM
 
38 posts, read 40,952 times
Reputation: 12

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I logged into my bank's phone app and I noticed that someone else's checking and saving accounts and as well as all of their credit cards were combined with my account. They also combined our points. I can see everything on their accounts.

I took screenshots of all of these, and to make sure I logged in on the website on my computer. It was the same there as well.


Now, I want to add that I actually know this person who's accounts these belongs to which is such a coincidence. He checked his bank account too and noticed my accounts were combined with his.

This is a huge breach of my security. This should never happen, and I have no idea how something like this could happen. The other person and I have NEVER shared any accounts together and do not want our private transactions seen by other people. My worry is whether anyone else also has my info that I don't know about yet.

I want to know what legal actions I can take for this.
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Old 11-09-2018, 08:49 PM
 
13,811 posts, read 27,433,048 times
Reputation: 14250
Wow...what bank?
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Old 11-10-2018, 05:23 AM
 
1,750 posts, read 2,398,424 times
Reputation: 3598
People commonly merge bank accounts when they get married, and this is relatively easy to do online. You mention that you know this person but you have not shared account information with them. Have you shared computers, phones or tablets at any time?

For legal action, start with reporting this to the Federal Reserve https://www.federalreserveconsumerhelp.gov/
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Old 11-10-2018, 05:40 AM
 
9,848 posts, read 7,712,566 times
Reputation: 24480
Why legal already? Why not just call the bank so they can fix it?

Is there more to the story? How do you know the other person?
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Old 11-10-2018, 10:51 AM
 
Location: Florida
6,624 posts, read 7,334,922 times
Reputation: 8176
Call the bank and talk to the fraud department and let them figure out what happened.
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Old 11-10-2018, 11:35 AM
 
Location: NJ
31,771 posts, read 40,672,588 times
Reputation: 24590
Quote:
Originally Posted by KaraG View Post
Why legal already? Why not just call the bank so they can fix it?

Is there more to the story? How do you know the other person?
taking the opportunity to make some money?
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Old 11-13-2018, 09:37 AM
 
Location: Yakima yes, an apartment!
8,340 posts, read 6,779,917 times
Reputation: 15130
Quote:
Originally Posted by KaraG View Post
Why legal already? Why not just call the bank so they can fix it?

Is there more to the story? How do you know the other person?
He wants to win the lawsuit lottery. It's all the rage now.
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Old 11-13-2018, 04:25 PM
 
3,607 posts, read 7,915,344 times
Reputation: 9180
Quote:
Originally Posted by tom.allen View Post

I want to know what legal actions I can take for this.
You can talk to a lawyer and see if he will file a suit on contingency seeking "damages."

My guess is that the bank will have fixed things by then and the lawyer will conclude that his share of the damages does not justify spending his time.

Maybe if you go to the bank and perform outrage for a manager they will give you a toaster or something.
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Old 11-13-2018, 04:37 PM
 
Location: Sarasota, FL
2,682 posts, read 2,178,384 times
Reputation: 5170
OP -- If you call a lawyer, the first thing he/she will ask is "what did the bank say?"
This is a very strange story.
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Old 11-13-2018, 04:44 PM
 
23,177 posts, read 12,202,565 times
Reputation: 29353
You sound like you are holding back something. Is this other person a spouse, life partner, roommate? I don't believe the bank just merged online profiles on their own.
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