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Old 03-11-2019, 01:34 AM
 
30,876 posts, read 36,854,288 times
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As proven in Post #15, this is a troll thread. Please don't fee the troll.
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Old 03-11-2019, 04:12 AM
 
Location: Pennsylvania
31,341 posts, read 14,176,868 times
Reputation: 27858
Don't borrow money to buy things you can't afford. WHY ARE YOU SO FAR BEHIND ON YOUR PAYMENTS?
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Old 03-11-2019, 08:40 AM
 
Location: Living on the Coast in Oxnard CA
16,289 posts, read 32,270,302 times
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Quote:
Originally Posted by CALGUY View Post
When one files for bankruptcy, ALL accounts must be listed, even if you intend on keeping up payments.
It is up to the judge as to approving a reaffirmation agreement between creditor, and borrower, but again, ALL debts must be listed on the application for bankruptcy.
If a item is not listed (vehicle) and the court later finds that a vehicle loan(though up to date)was not part of the filing, the bankruptcy case will be thrown out of the court.


One of my associates had to file not long ago, and this is what his attorney told him about listing every debt.




Bob.
You are correct. With Chapter 7 at least, You do still need to list it. The debt is reaffirmed, as in a car or house. You agree to continue paying for the debt. Before you can reaffirm a debt you have to be current on the loan. In some instances you can speak to the lender about assisting you with this is you are not current now. The lender is not obligated to make an arrangement with you.
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Old 03-11-2019, 09:20 AM
 
37,496 posts, read 45,805,567 times
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Can we close this? Clearly this was a troll post.
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