financial dilemma

[suzie02]

It may look like the perfect house but once you are in it you will find something you don't like. My current house faces the wrong direction. The room we spend most of our time is the darkest in the house. Our last house had the same problem because it had the extended covered porch. In our first house the downstairs was always cold in the winter because it was so open that all the heat went upstairs. I could go on. Your dream house is just that a dream. It doesn't exist.
What are your plans about children. Do you plan to stay home for a couple of years? And life happens you may have you kids unexpectedly.

[fisher33]

haha, kids unexpectedly. we are VERY careful. i have a phobia about kids thus far and hope not to have one for a while, but that could always change. i'm a dog person right now. they say you wake up one morning and are ready. this house could accomodate a one or two kids (we'd only want 2 max). neither one of us moved at all when we were kids, so we're taking this pretty seriously. i could see us living here for at least 10 years; maybe longer. we're going to have a lot of other debt (practice) to pay down so we won't want to move and accrue more debt for a while. i'm not the type person who has to have the most perfect everything and i can make it what i want and be sure to stay within market limitations when doing renos.

our dream house is one on the lake and we'll have that one day (hopefully)!

thank you suzie02

[fisher33]

i talked w/ the seller and he has these two options he thought of that would help them out too:

1) buy the house and they would rent it from us for 6-9 months.
2) we put some money down on the house and they would continue to own it but we would have it "held" and he would obviously not sell it to anyone else. and there would be some losses if we backed out later and obviously some very detailed papers to make sure he didn't leave w/ our money or sell to someone else at a higher offer.

tons to think about and still more questions to ask obviously.

what do you all think of these? i think they're very nice of him to offer but i think it will probably fall through after we battle over the cost of the house.

what do you think?

[jamacre]

Ha Ha. Hope things are going well for you and your husband. I know your post is a few months old when I ran across it, but I felt your uneasiness and was curious about your journey in life. It seems from your post that your investments may have a cavity. It seems your financial advisor may not be taking a discipline approach to focus on preservation of capital and just as important, opportunity for growth. You might need a more comprehensive approach. I would like to help you and your husband through your journey of life!
mod edit

[fisher33]

wow - spammer on a forum?

[fisher33]

just an update for everyone. last night we decided that we didn't want the stress of owning a home while we're half way across the country. there's no telling what could happen in a year (as you have said) and who knows - we may decide to live in paris for a year or something...haha, very unlikely but we couldn't do it if we are tied down to a house.

so that's what we're doing. now i have to call the owners and tell them and that's going to be hard b/c i like them.