Getting a loan (credit, pay off, financial, sell)

[shannobanano]

OK so we are one of those couples who did everything wrong financially and now we're trying to fix it...responsibly. DH works for the government and so if we go overseas we'll make a lot more money (free housing, etc)and get back in good financial shape. We would want to first sell our house but we would need about $20K to pay closing costs (which of course would be the responsibility of us, the seller, in this economy. This is assuming we would do a FSBO, but it will still cost us about $20K.) We would need a loan in order to pay this. DH would be deploying to Afghanistan for 6 months before we move overseas and I would stay with my parents for free during this time. He would make enough during his deployment to pay off this loan. So, we need a short-term loan--we would pay it back in full within 9 months. Unfortunately, our debt-to-income ratio is like 50% so I don't think we would qualify. Do you think we could be approved if my parents co-signed? Our income is quite high and we have very good credit. Any advice is appreciated. Thanks!