Trying to open a new checking acct. (deposit, credit, checking account)

[Paula Garavalia]

I have recently relocated back to FL and am trying to open a new checking account and find a job in a law office (38 years experience). I lost my FL home to foreclosure & had to file bankruptcy.

Does anyone know of a bank which offers free senior checking & does not do a "credit check"? I am having trouble just opening a new account. Thank you.

[Ann in Oriental]

Try a credit union rather then a bank.

[ZugZub]

People still write checks?

[Asheville Native]

Credit check to open a checking account

Did you walk in with a deposit to open the account with? Admittedly it has been a while since I opened a new account, but that is all that was required.

But that was at a Credit Union that I had just become eligible to join, so I would also look for a credit union, and they will save you money vs. a for profit bank.

[annerk]

Check with AARP

[desertsun41]

Having ruined your credit rating will have no bearing on getting a checking acct or not. Your only issue with getting a checking account is the communist bank or credit union will run your SS into what's called Chexsystems. Chexsystems keeps a record if you ever wrote bad checks and how many times you were went below your required balance and so on. Basicly it's your history with check writing.

Lenders could care less if you have bad credit when applying for a checking acct because that is no risk to them. Banks also have a black list which is unspoken and unwritten in public. This keeps lists of anyone who has ever caused a bank any loss for any reason. I am on a specific state black list by all banks because I attempted to sue them due to them giving my money away by unauthorized access. The suit went nowhere but letters they had to write to answer complaints to the court cost them money thereby putting me on that black list. So I am not in Chexsystems but I am on the black list or some of us call it a s**t list which makes me not elligable for a checking acct.