Originally Posted by irishmom
Totally agree with this. One of the reasons that health insurance is going up and becoming less affordable is because the insured are paying for people like this who cheat the system.
A system which is designed to leave every single person who passes through it destitute at death. We have created an adversarial system of health care. The people who are the gatekeepers of care are the very people who stand the most to gain by denying the patient that very care. It's absurd. Corporations have a duty to make profits any and every way they legally can. The less they pay, the more profit they make. They care about you, the insured, only inasmuch as how much profit they can make off of you.
THAT is not the way to run a healthcare system. The vast majority of people have no way or means to care for those who need long term or catastrophic care. As it is currently, a person who needs this sort of care must spend down all their savings, sell their belongings, sell their home, and become destitute to qualify for Medicaid. If they're smart, they put their assets into a trust or transfered them to a trusted family member at least three years before they began to need that kind of care.
It is an embarassment to our society that we force our elderly and very ill to become impoverished to stay alive or receive proper long term medical care.
Complain about socialized medicine all you want, our health care system is NOT the best in the world unless you are very rich and can hand-pick your providers; something we patients increasingly can't do. Our physicians are leaving their practices too. They can't make money with what HMOs are paying them and the insurance companies are charging them for malpractice. Would you like an HMO to come into your office and tell you that you can't spend more than 10 minutes on a patient and you need to push them through like an assembly line? It's not just the patients who have issues, physicians themselves are at a breaking point. Other countries now have better health care under a national system and there's no reason we couldn't afford it if our congress and president would get a handle on spending overall. That's a separate issue, but as it is now, France, Scandinavia, and The Netherlands have systems that outrank ours on just about every level of care there is.
GenX on down won't have Social Security and won't have Medicare by the time they retire. They will be paying for all their health care out-of-pocket. Given that medical costs are greatly outpacing just about every other measure of inflation, they will not have any care at all.
It's time to bite the bullet and prioritize our needs as a society.