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Old 11-11-2009, 09:33 AM
 
Location: Savannah GA/Lk Hopatcong NJ
13,404 posts, read 28,723,726 times
Reputation: 12067

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I've about had it with BoA and would like to switch to a credit union.
If anyone has any info they can share on the 3 I'm thinking of and which you would pick to join I would be most thankful:

McGraw Hill through work
Alliant through PTA affliation
Navy Federal can qualify through family member

Looking for a decent sized CU that offers the usual, checking, savings, auto loans etc
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Old 11-11-2009, 09:59 AM
 
105 posts, read 147,761 times
Reputation: 63
Quote:
Originally Posted by njkate View Post
I've about had it with BoA and would like to switch to a credit union.
If anyone has any info they can share on the 3 I'm thinking of and which you would pick to join I would be most thankful:

McGraw Hill through work
Alliant through PTA affliation
Navy Federal can qualify through family member

Looking for a decent sized CU that offers the usual, checking, savings, auto loans etc
I have both BofA and a CU. The reason I picked BofA when I was bank shopping is, no matter where you go in the US, there is a BofA. No way to beat the convenience of that.
I have never had a problem with the bank. I rarely use the CU. I have money auto deposited in the CU, but when the amount gets large, I transfer it to the bank, and from there to ing direct. I go to the cu at most, once or twice a year. The bank is just far more convenient. Their online banking is much better than the other banks...
I know, I didn't answer your question.... Just yapping...
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Old 11-11-2009, 11:29 AM
 
Location: Huntersville/Charlotte, NC and Washington, DC
26,699 posts, read 41,733,093 times
Reputation: 41381
Quote:
Originally Posted by njkate View Post
I've about had it with BoA and would like to switch to a credit union.
If anyone has any info they can share on the 3 I'm thinking of and which you would pick to join I would be most thankful:

McGraw Hill through work
Alliant through PTA affliation
Navy Federal can qualify through family member

Looking for a decent sized CU that offers the usual, checking, savings, auto loans etc
If you can live with doing most of your banking at ATMs I'd look at a credit union. Look for one that is affliated with CU24 or Co-op/Shared Branching. That will give you the option to use thousands of ATMs to make deposits and withdrawls.

I'd go with Navy Federal out of the choices you mentioned.
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Old 11-11-2009, 12:18 PM
 
Location: Savannah GA/Lk Hopatcong NJ
13,404 posts, read 28,723,726 times
Reputation: 12067
Quote:
Originally Posted by Alanboy395 View Post
If you can live with doing most of your banking at ATMs I'd look at a credit union. Look for one that is affliated with CU24 or Co-op/Shared Branching. That will give you the option to use thousands of ATMs to make deposits and withdrawls.

I'd go with Navy Federal out of the choices you mentioned.
Thanks for the info

I haven't been inside a BoA in a few years most of my banking is done online or through Atm
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Old 11-11-2009, 01:33 PM
 
4,010 posts, read 10,211,316 times
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The only one I am familiar with is Navy Federal and they are a great full service credit union. Bank with them and you won't have any reason to stay with BofA.
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Old 11-12-2009, 05:43 AM
 
Location: Savannah GA/Lk Hopatcong NJ
13,404 posts, read 28,723,726 times
Reputation: 12067
Quote:
Originally Posted by lumbollo View Post
The only one I am familiar with is Navy Federal and they are a great full service credit union. Bank with them and you won't have any reason to stay with BofA.

Yes that is the one.....Daughter is a civilian employee on a DOD base so she qualifies and I will qualify through her. We will start the process this weekend and then I'll change my employment direct deposit to NFCU

Thanks for your answer
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Old 11-12-2009, 06:36 AM
 
Location: Arvada, CO
13,827 posts, read 29,932,444 times
Reputation: 14429
Quote:
Originally Posted by Ginagirl View Post
The reason I picked BofA when I was bank shopping is, no matter where you go in the US, there is a BofA.
Well, then I hope you never go to Colorado.
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Old 11-12-2009, 10:06 AM
 
Location: East Valley, AZ
3,849 posts, read 9,422,703 times
Reputation: 4021
I hear Navy Federal is an outstanding credit union to join. I also agree with the suggestion to join a co-op credit union, so you can access your account no matter where you are. Check out www.cuswirl.com

I work at a co-op credit union, and when I go visit my family in Utah, Oklahoma, and Oregon, I can always find another co-op credit union nearby. It's so nice!

Branch-for-branch, the credit union co-op has more branches than B of A. Can't beat that!
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Old 11-12-2009, 11:06 AM
 
Location: Apple Valley Calif
7,474 posts, read 22,879,293 times
Reputation: 5682
Quote:
Originally Posted by David Aguilar View Post
Well, then I hope you never go to Colorado.
Perhaps you aren't paying attention..! My research shows Colorado is loaded with BofA. Most are ATM, but that's all I need. Wirh automatic deposit, and online banking, who ever goes into a "Brick and Stone" bank...?
Find Bank of America locations in Colorado State - Select a city - Yellow Pages - Switchboard.com (http://www.switchboard.com/find/local/businesses/bank-of-america/colorado/ - broken link)
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Old 11-12-2009, 01:18 PM
 
Location: Savannah GA/Lk Hopatcong NJ
13,404 posts, read 28,723,726 times
Reputation: 12067
Quote:
Originally Posted by MAtheBanker View Post
I hear Navy Federal is an outstanding credit union to join. I also agree with the suggestion to join a co-op credit union, so you can access your account no matter where you are. Check out www.cuswirl.com

I work at a co-op credit union, and when I go visit my family in Utah, Oklahoma, and Oregon, I can always find another co-op credit union nearby. It's so nice!

Branch-for-branch, the credit union co-op has more branches than B of A. Can't beat that!

Great link..thanks
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