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Old 04-16-2011, 07:48 PM
 
1,099 posts, read 1,687,674 times
Reputation: 238
Default Health insurance cos. in Philadelphia

When I plug in a Philadelphia metro (PA) zipcode in some of the health insurance websites (to get individual health insurance), I get the following names:
Independence Blue Cross
Aetna
HealthAmericaOne
United HealthOne
Celtic
Are there any that you would specifically recommend, or you have a negative opinion of? Any info will help.

If you know any health insurance agent/agency for individual health insurance, please send a Direct Message.

Thanks.
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Old 04-16-2011, 10:09 PM
 
Location: a swanky suburb in my fancy pants
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For what it's worth, I have had Aetna ever since the days when it was US Healthcare. While they have never denied me anything, the co-pays and premiums have increased dramaticly in the last two years and for the 1st time I have caps on some benefits. I just found out that if I had gone with Blue Cross years ago I would be paying much less and would be getting more. It's too late for me to change because I am older now and have several pre-existing conditions ( in other words uninsurable) so I am stuck with Aetna until medicare kicks in. (and I guess they are stuck with me) You didn't mention your age and health and that makes a big difference and also what insurance you have now.
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Old 04-16-2011, 10:36 PM
 
1,099 posts, read 1,687,674 times
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Quote:
Originally Posted by bryson662001 View Post
You didn't mention your age and health and that makes a big difference and also what insurance you have now.
Early 40s, with kids. No known serious health conditions. I would be interested in a High Deductible plan (5000 deductible) with Health Savings Account - which is the type we have now.

I would also like to know if I need to have lived any number of months in PA before applying?

Thanks.
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Old 04-16-2011, 10:49 PM
 
Location: a swanky suburb in my fancy pants
3,391 posts, read 4,256,533 times
Reputation: 1468
Quote:
Originally Posted by FromGA View Post
Early 40s, with kids. No known serious health conditions. I would be interested in a High Deductible plan (5000 deductible) with Health Savings Account - which is the type we have now.

I would also like to know if I need to have lived any number of months in PA before applying?

Thanks.
In that case my personal recomendation would be Blue Cross. They have a website (I guess they all do) that outlines what they offer.
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