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From what you stated in your post, it sounds like you have already done some homework on Maricopa. Good for you, if this is the case! Have you also been out to actually visit Maricopa?
The various subdivisions are not all that different from one another, aside from what amenities they offer. Since you will be getting a house with it's own pool, you don't need to worry about having a community pool. Usually, not having a community pool/splash pad will tend to offer slightly lower HOA rates -- but not always. Maricopa Meadows is a pretty nice subdivision also (not too large, not too small). It does not have a pool or community house, but it does have lots of grass areas and walking trails.
I believe there are two golf courses in Maricopa. One is in the middle of the Rancho El Dorado development, and the other is just outside town. All of Maricopa is surrounded by Indian reservations, and the mosquitoes are nothing compared to areas with high humidity. As for leaving your house unattended for a long period of time, you should consider a monitored alarm system (~$35 per month) and also consider basic landscape, pest & pool maintenance (~$50 per month).
Also, shopping options are still limited in Maricopa. There are no big box type stores, but you can easily get many of the essentials that make up daily life. Everything else would be a 30+ minute drive out of Maricopa (either up towards Chandler/Phoenix, or towards Casa Grande).
Good Luck!
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