Scottsdale Or N.glendale Apts.that Dont Require Credit Checks (apartments, rental)

[zucco231]

Ok i just called an apartment in N.Glendale on west Bell rd called eagle crest.They said i have to do a background check which i understand a credit check which i understand also and a work ref check ok now i have a great rental referance ive only rented once and i have been here for almost 2 years and never been late on payments same with utilities.But my credit is bad more like deliquent and they want me to send 30$ with the application and 100 dollars to hold the apartment??????wtf if im telling you my credit is bad and all the other stuff like background check is great then why cant you tell me their that hey you probally wont get the apartment unless they just started yesterday.And why would i send a hundred dollars if im not gonna get approved.she said ohhhh we will send that back like whoever i talked to is a robot and has no clue what the hell she is talking about or im gonna get ripped off the bad thing is what am i gonna do here in Pa if they dont give me my money back ?????nothing

[ivanabacowboy]

Some apartments will take into consideration your circumstances when relating to credit. For example, was it due to being laid off from a job high medical bills or a divorce vs just not feeling like paying bills? Even if the latter, have you learned your lesson that you could tell them "I realize that I have fallen behind on my bills and have assembled this plan to bring them current." Depending how bad your situation is and how strict the complex is, result could range from an outright no to maybe asking for a higher security deposit to they overlook your issues altogether and rely on your keeping your previous rental payment current.

I do suspect they are obligated to return your $100 if they decline you. Just not the $30 which they could justify in paying for the access to run your reports.

PS I believe every complex will run some variation on your credit. Unless perhaps you can luck into renting from a private individual who doesnt.

[zucco231]

My credit as to being behind on credit cards has made my credit bad i have a good rent reference.

[zucco231]

why would i send a 100 dollars to hold the apt.if i wont get approved????why not send the money after i get approved.I understand that i wont get the application fee back just sending 100 dollars to hold the apt does not make sense to me in my case

[ivanabacowboy]

That $100 is what justifies to the complex to "take this unit out of the rental pool" so they don't rent it to someone else. Would you like to apply with just the $30 and then be told "sorry, but we dont have any apartrments for you"? For each day that a unit is "off market" if you will, the complex is losing money because they dont have a tenant. I think the $100 is fairly reasonable. Say it takes them 3 days to run and read your reports and decide whether to approve you-comes to about $30 a day to "hold" the unit. Like it or not, either you pay it or you dont stand a chance of getting an apartment. Writing about it here on the boards won't change it.

[markas214]

Look on Craigslist. There might be something there for you.