If you really didn't understand how the state works, about the only thing I will say is that Pennsylvania is a Commonwealth State.
http://en.wikipedia.org/wiki/Commonwealth_(U.S._state)
Our government is ran by the people in Harrisburgh, by people that we elect to represent us in the Senate and the House of Representatives.
The next step down is the county level, which the courts are ran by the county and the judge is elected by the residents of the county and we have a board of commissioners who are elected that represents us at that level.
We have a Sheriff, but all he does is runs the jail and transports prisoners.
They do not do highway patrol or law enforcement other then to serve papers and eviction notices.
The police is ran by the PA State Police and the local municipalities has their own city and boro police.
The towns and cities are ran by mayors and boards - who are usually corrupt and do things to benefit themselves and other rich people more than to benefit the local citizens. Middle class Americans. Everybody around Pittsburgh thinks that they are middle class - no matter how poor they are.
As far as jobs and work goes, your best bet is to live as close to your work as possible, or you might find that you will be traveling many hours per a day just to get to and from work - even though you might only be 10 or 20 miles away from your job.
We have something called Sales TAX, Allegheny County is 7% and most other places is 6% and that is on everything you buy except food and clothes. You even pay tax of fast food - so even that is not a accurate description of how the taxes works.
Your mortgage is only one small part of your entire budget. Most times a larger part of the budget is taken up by sewage and garbage rates, the rate for water, local taxes, property taxes, school taxes, maintenance and upkeep. You might spend several thousand dollars a year just to cut your grass and keep your yard and house looking nice, only to find out that you have to pay a couple hundred more to plow your driveway and keep your sidewalks clear of snow and ice in the wintertime.
Wanting to live in the best neighborhoods, means that you will have to have a income of around $400,000 a year to live in Sewickley Heights.
http://en.wikipedia.org/wiki/Sewickl...,_Pennsylvania
As of the
census[2] of 2000, there were 981 people, 336 households, and 273 families residing in the borough. The
population density was 133.9 people per square mile (51.7/kmē). There were 355 housing units at an average density of 48.5/sq mi (18.7/kmē). The racial makeup of the borough was 97.35%
White, 0.92%
African American, 0.61%
Asian, 0.20% from
other races, and 0.92% from two or more races.
Hispanic or
Latino of any race were 0.31% of the population.
There were 336 households out of which 29.5% had children under the age of 18 living with them, 75.0% were
married couples living together, 4.8% had a female householder with no husband present, and 18.5% were non-families. 16.1% of all households were made up of individuals and 6.8% had someone living alone who was 65 years of age or older. The average household size was 2.56 and the average family size was 2.87.
Even then, you will be a new comer and will be looked down upon for many years until you prove to your neighbors that you can maintain the standard of living and the standards for your house and yard before they will accept you.
I live in the boonies and my nearest neighbor at one time was there for 20 years and was still considered the new guy on the block.
With your level of income and the amount of money you have saved, your best bet is to find something affordable and start from there. If you make a go of it and find that you wish to move to a better neighborhood and can afford it - then by all means go for it.
There is very few homeless people wandering the streets of Pittsburgh - for the simple reason it is too damn cold in the wintertime for anyone to be living out of doors. When the thermometer dips below freezing, even our pets have to be taken indoors - out of the cold.
Homeless people lives more easily in cities in the south and west where they can sleep where they may and not have to worry about freezing to death. As more and more jobs are lost, more and more people will find themselves homeless as they will not be able to pay their rent or mortgage and will find themselves out on the streets to fend for themselves.
Usually the public assistance will step in and find them affordable housing and give them assistance for food and living allowances. So the only real homeless people you will find is dope addicts who just don't care and doesn't mind not having a place to live - as long as they can get high.