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Old 08-24-2010, 04:07 PM
 
107 posts, read 262,936 times
Reputation: 95

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IMO the real reason unemployment (the tiers and maybe the new tier 5 legislation) keep getting extended is because there isn't a jobs creation program that will work. I think the government pretty much knows this and is hoping by increasing the longevity of the unemployment programs that it will bridge people through to when a real positive employment climate exists. Right now the government is subsidizing a lot of people's sole or part income.

I'm surprised a lot of private insurance companies arent thinking of or starting some type of unemployment insurance supplimental policies. Obviously it would only pay a certain % of what you would regularly make when working and would be in addition to what you collect from your state unemployment claims. Obviously the amount you could collect from a private unemployment supplimental policy could payout based on what you pay into as far as premiums go.
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Old 08-24-2010, 04:32 PM
 
Location: Wisconsin
21,955 posts, read 45,251,749 times
Reputation: 15738
LOL - never underestimate the ingenuity of the insurance companies. Of course, there would be the 26 week waiting period, and then a limit to benefits paid. They probably can't figure out how to limit their risk - actuarial studies on industries, occupations, age, location, etc. needed first. Wouldn't be surprised that in a few years, this product will be available. Until the US is through this recession though, doubt any insurance company wants to enter that market. Personally, I think it's a nonstarter for at least 5 years.

For example, look at the disparity in benefits paid by state - as high as $942/wk:

Unemployment Benefits Comparison by State | File Unemployment

Last edited by Ariadne22; 08-24-2010 at 05:00 PM..
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Old 08-24-2010, 04:57 PM
 
Location: Michissippi
3,119 posts, read 7,246,103 times
Reputation: 2056
Quote:
Originally Posted by Tristateelectrician View Post
IMO the real reason unemployment (the tiers and maybe the new tier 5 legislation) keep getting extended is because there isn't a jobs creation program that will work. I think the government pretty much knows this and is hoping by increasing the longevity of the unemployment programs that it will bridge people through to when a real positive employment climate exists. Right now the government is subsidizing a lot of people's sole or part income.
I'm not sure that there really is a rhyme or reason for what they are doing other than concerns that angry unemployed people might vote against them in the next election. They have no clue as to what really ails the U.S. economy (global labor arbitrage) or if they do, they are serving the wealthy class. They might also be panicking and trying to postpone inevitable social strife. (What happens when 20% of the working-aged population is unemployed or severely underemployed, impoverished, hungry suffering from a lack of health care, and nearly homeless? I don't know, but it probably won't be good.)
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Old 08-25-2010, 09:21 AM
 
47,573 posts, read 61,593,186 times
Reputation: 22304
Yes, the real reason is that your politicians are actually working for the big globalists who are getting very rich from cheap labor in third world countries and aren't even imagining hiring Americans and paying decent wages. But -- the politicians like to be re-elected and so keeping people somewhat happy is a bit important, if not happy, they must want to keep many people very grateful to their politicians.

The politicians know full well where the jobs went. That's not the problem - we all know that.
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Old 08-25-2010, 07:15 PM
 
1,650 posts, read 3,494,178 times
Reputation: 1127
Quote:
Originally Posted by malamute View Post
Yes, the real reason is that your politicians are actually working for the big globalists who are getting very rich from cheap labor in third world countries and aren't even imagining hiring Americans and paying decent wages. But -- the politicians like to be re-elected and so keeping people somewhat happy is a bit important, if not happy, they must want to keep many people very grateful to their politicians.

The politicians know full well where the jobs went. That's not the problem - we all know that.

That's right. The politicians and big globalists work together. Both repubs and dems supported NAFTA which led to the exports of American jobs. It is time for us to stop buying cheap Made in China crap and start electing politicians that work for us and not against us.
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Old 08-26-2010, 08:32 AM
 
12,053 posts, read 33,500,681 times
Reputation: 8863
This thread is turning political, so it's off to the Politics forum.
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Old 08-26-2010, 08:51 AM
 
Location: Wisconsin
21,144 posts, read 14,261,811 times
Reputation: 5521
Quote:
Originally Posted by Tristateelectrician View Post
IMO the real reason unemployment (the tiers and maybe the new tier 5 legislation) keep getting extended is because there isn't a jobs creation program that will work. I think the government pretty much knows this and is hoping by increasing the longevity of the unemployment programs that it will bridge people through to when a real positive employment climate exists. Right now the government is subsidizing a lot of people's sole or part income.

I'm surprised a lot of private insurance companies arent thinking of or starting some type of unemployment insurance supplimental policies. Obviously it would only pay a certain % of what you would regularly make when working and would be in addition to what you collect from your state unemployment claims. Obviously the amount you could collect from a private unemployment supplimental policy could payout based on what you pay into as far as premiums go.
On the one hand 0bama and the democrats are patting themselves on the back for extending unemployment, and on the other hand they are patting themselves on the back for passing the stimulus, son of stimulous, praising themselves for all the trillions of dollars they have spent to supposedly create jobs and spur the economy... and yet, here we are, still sliding down the cliff.
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Old 08-26-2010, 11:36 AM
 
Location: Great State of Texas
86,093 posts, read 73,840,140 times
Reputation: 27598
Quote:
Originally Posted by Wapasha View Post
On the one hand 0bama and the democrats are patting themselves on the back for extending unemployment, and on the other hand they are patting themselves on the back for passing the stimulus, son of stimulous, praising themselves for all the trillions of dollars they have spent to supposedly create jobs and spur the economy... and yet, here we are, still sliding down the cliff.
As long as you live in Da'Nile, everything is rosy and fine.
One day the money will stop flowing and then watch for TSHTF.
Just don't be in any big city when it does.
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