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That is auto insurance/personal injury also known as negligence. With health insurance you are suing under an entirely different theory of recovery. The two are apples and oranges.
That is auto insurance/personal injury. That is negligence, with health insurance you are suing under an entirely different theory of recovery. The two are apples and oranges.
Oh, yes it does. Suing a health insurer for denying your claim is an entirely different animal from suing an auto insurer for their client's negligence.
They also don't have anywhere near the incentive insurance companies do to raise rates, and not pay out claims since the big wigs need to win elections and obviously don't care about profitability.
They also don't care about waste. Medicare is all the proof needed - $60,000,000,000 per year in fraud alone.
The problem with putting the government in charge of something like this is that they're spending other peoples' money. A billion here, a billion there... It never impacts them, so they have no reason to care about it.
Private companies, on the other hand, DO have an incentive to not waste and to keep fraud in check. That profit motive you despise so much is exactly why they are better than having the government run things.
Costs need to be addressed; nobody's arguing that, although some people on this site would have you believe otherwise. They're wankers, though, and just arguing for the sake of arguing. People involved in a reality based discussion know that the cost of care is too high, and the debate is about how to get it down. Obama's health insurance law doesn't address reducing costs - only increasing coverage. I don't care if you're a (D), (R) or Other - any reasonable and objective person should see the mandate for the unconstitutional abomination that it is.
Oh, yes it does. Suing a health insurer for denying your claim is an entirely different animal from suing an auto insurer for their client's negligence.
They also don't care about waste. Medicare is all the proof needed - $60,000,000,000 per year in fraud alone.
The problem with putting the government in charge of something like this is that they're spending other peoples' money. A billion here, a billion there... It never impacts them, so they have no reason to care about it.
Private companies, on the other hand, DO have an incentive to not waste and to keep fraud in check. That profit motive you despise so much is exactly why they are better than having the government run things.
Costs need to be addressed; nobody's arguing that, although some people on this site would have you believe otherwise. They're wankers, though, and just arguing for the sake of arguing. People involved in a reality based discussion know that the cost of care is too high, and the debate is about how to get it down. Obama's health insurance law doesn't address reducing costs - only increasing coverage. I don't care if you're a (D), (R) or Other - any reasonable and objective person should see the mandate for the unconstitutional abomination that it is.
One, I am not entirely convinced this mandate either is, or is not unconstitutional. The commerce clause is tricky, and because the constitution is so ambiguous about most things, including "commerce" I tend to think looking at it with a definite view on whether a policy is, or is not constitutional is just silly in most cases. Second I image most people on Medicare are there because they prefer it to the private alternatives available. Third, Enron, WaMu and the like should demonstrate that private companies are not all that great at dealing with issues of fraud and abuse. Finally, in theory if everyone was required to carry insurance, it does reduce costs, because the insured would not have to eat the healthcare costs of the uninsured who need medical treatment.
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