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Old 03-09-2011, 10:54 AM
 
Location: Central Maine
4,643 posts, read 5,348,970 times
Reputation: 4793

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Quote:
Originally Posted by pghquest View Post
The law allowed wavers.. True..
If the law was the right thing to do.. it wouldnt have needed to allow wavers..
No, the two are completely different.

Quote:
Originally Posted by pghquest View Post
The only reason it allowed wavers was because the CBO projected increased costs in healthcare and people want to be exempt from those increases.. Ooh but only special people...
No, again.

The waivers are part of the law to give organizations (companies, unions, etc.) time to make the transition to having no annual limits on coverage, and to protect consumers.

See: Eliminating Lifetime and Annual Limits on Your Benefits | HealthCare.gov
Quote:
The new law restricts and phases out the annual dollar limits that all job-related plans, and those individual health insurance plans issued after March 23, 2010, can put on most covered health benefits. Specifically, the law says that none of these plans can set an annual dollar limit lower than:
  • $750,000—for a plan year or policy year starting on or after September 23, 2010 but before September 23, 2011.
  • $1.25 million—for a plan year or policy year starting on or after September 23, 2011 but before September 23, 2012.
  • $2 million—for a plan year or policy year starting on or after September 23, 2012 but before January 1, 2014.
And,

Quote:
Some plans may be eligible for a waiver from the rules concerning annual dollar limits, if complying with the limit would mean a significant decrease in your benefits coverage or a significant increase in your premiums.
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Old 03-09-2011, 11:03 AM
 
Location: Redondo Beach, CA
7,312 posts, read 6,914,803 times
Reputation: 7476
Quote:
Originally Posted by GreenGene View Post

And why was the health care law written in such a way as to make these waivers available? The answer can be found by clicking on the last link given in the OP:So the law that many Republican lawmakers viewed as being flawed due to the number of waivers is the same law that created the waivers so that "mini-med" plans can continue to offer health insurance plans until the health exchanges are available in 2014.

Think about that. This very situation was predicted, and the law was written in such a way as to accommodate this situation, yet because so many companies and unions are applying for waivers as provided for in the law, the law is flawed. That's the kind of twisted logic and critical thinking that's rampant in the GOP today.

And why are so many unions applying for and being granted one-year waivers? It's because so many unions provide health care insurance for their members. Unions have stepped up to provide a service for their members when companies don't provide, or stop providing, health care insurance for their employees, and when those same workers cannot afford health insurance on their own.
It's absolutely stunning to me that these people aren't getting this. The waivers are provided because the companies and/or unions are already providing, or overproviding health care benefits at or beyond the requirements of the new legislation. It's such a simple concept.

  • If you don't do A, this law will require you to do so.
  • If you already DO A, you can be granted a waiver.
  • By and large, the biggest groups who are already in compliance are unions, because they've fought for these kinds of benefits for their members for decades.
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Old 03-09-2011, 11:11 AM
 
Location: Redondo Beach, CA
7,312 posts, read 6,914,803 times
Reputation: 7476
So what?

So?

What?
"The Affordable Care Act allows states to petition to delay the federal standard until 2014 on how much money from premiums must go to medical care for the individual market. Administrative costs tend to be higher on those plans than on insurance plans provided through employers.

The federal law envisions that by 2014 there will be health insurance exchanges to provide individuals with new, affordable options for health care options."
Right there in the very article you linked to.


Right there.


So what?
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Old 03-09-2011, 11:16 AM
 
Location: Tampa Florida
22,243 posts, read 14,756,621 times
Reputation: 4583
Quote:
Originally Posted by Jill61 View Post
It's absolutely stunning to me that these people aren't getting this. The waivers are provided because the companies and/or unions are already providing, or overproviding health care benefits at or beyond the requirements of the new legislation. It's such a simple concept.

  • If you don't do A, this law will require you to do so.
  • If you already DO A, you can be granted a waiver.
  • By and large, the biggest groups who are already in compliance are unions, because they've fought for these kinds of benefits for their members for decades.
You really can't blame them. They are just reacting to their "leaders" referencing the Waivers as a bad things. The people telling them that it reflects badly on the Law know that it really doesn't, but they also know, that those that listen to them, will not know that the Waivers actually don't reflect badly. The bottom line is, it's the Law, and it is not going away.
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Old 03-09-2011, 12:54 PM
 
Location: Redondo Beach, CA
7,312 posts, read 6,914,803 times
Reputation: 7476
Quote:
Originally Posted by florida.bob View Post

You really can't blame them. They are just reacting to their "leaders" referencing the Waivers as a bad things. The people telling them that it reflects badly on the Law know that it really doesn't, but they also know, that those that listen to them, will not know that the Waivers actually don't reflect badly. The bottom line is, it's the Law, and it is not going away.
I'm sorry, bob, but I do blame them. Especially those who continually post these reports or reply to threads about them, either without reading them fully, without understanding them, or without questioning them. And especially after they've been previously informed as to what the waivers are and why they're being issued.

They don't want to understand.

They don't want to be educated.

They only want to continue to disseminate false and/or misleading information because it feeds their political ideology to convince others that there's something sinister going on here.

There isn't. And they know this. Yet they persist.

So I do blame them.
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Old 03-09-2011, 01:16 PM
 
69,372 posts, read 53,676,773 times
Reputation: 9357
Quote:
Originally Posted by HistorianDude View Post
Yes.

That's why ObamaCare was designed to allow those waivers.
So its ok if you are thrown off of insurance if you arent covered by a waiver? Remind me again what we are trying to do?
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