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Old 10-09-2011, 01:15 AM
 
5,721 posts, read 5,257,652 times
Reputation: 3603

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I get health insurance benefits through my employer, as do most Americans with health insurance. The total premium per month is about $400, of which I pay $60 and my employer picks up the rest of the tab.

Where I work, we are woefully understaffed and have been on mandatory overtime for a while now.

I think they'd hire more people if they weren't paying $340 per month per employee (and way more for those with family coverage) on health insurance.

If the government provided free health insurance to all Americans, employers would have a LOT of money to hire more workers.

I will never understand why "Medicare For All," a majority opinion among Americans, hasn't been adopted yet. Well I understand why, but if I think about it too long it makes me sick.
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Old 10-09-2011, 01:26 AM
 
33,046 posts, read 20,820,975 times
Reputation: 8928
Quote:
Originally Posted by juppiter View Post
I think they'd hire more people if they weren't paying $340 per month per employee (and way more for those with family coverage) on health insurance.

None of my employers ever paid a dollar per employee on health insurance, so why does your employer pay more than they have to?
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Old 10-09-2011, 01:51 AM
 
3,602 posts, read 3,592,808 times
Reputation: 4968
Many people don't realize it, but many small business owners have spouses that work for either the federal government or state government because insurance simply costs to much to be able to provide it to themselves. In other words, the government already does subsidize health insurance for a lot of small business owners. Of course it isn't all of them, but if you ask small business owners, you'll find it is quite common to have a spouse employed by the feds or the state.
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Old 10-09-2011, 01:56 AM
 
10,486 posts, read 22,608,729 times
Reputation: 6625
Quote:
Originally Posted by juppiter View Post
I get health insurance benefits through my employer, as do most Americans with health insurance. The total premium per month is about $400, of which I pay $60 and my employer picks up the rest of the tab.

Where I work, we are woefully understaffed and have been on mandatory overtime for a while now.

I think they'd hire more people if they weren't paying $340 per month per employee (and way more for those with family coverage) on health insurance.

If the government provided free health insurance to all Americans, employers would have a LOT of money to hire more workers.

I will never understand why "Medicare For All," a majority opinion among Americans, hasn't been adopted yet. Well I understand why, but if I think about it too long it makes me sick.
Your analysis is actually incorrect. Your employer does not have to give you health insurance. Mine doesn't, and I worked there full time for years. It sounds like you got a great deal there though I will say.
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Old 10-09-2011, 03:23 AM
 
5,721 posts, read 5,257,652 times
Reputation: 3603
Quote:
Originally Posted by freemkt View Post
None of my employers ever paid a dollar per employee on health insurance, so why does your employer pay more than they have to?
Yes they did, you probably just didn't realize it..... lol at this post.
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Old 10-09-2011, 03:24 AM
 
5,721 posts, read 5,257,652 times
Reputation: 3603
Quote:
Originally Posted by las vegas drunk View Post
Your analysis is actually incorrect. Your employer does not have to give you health insurance. Mine doesn't, and I worked there full time for years. It sounds like you got a great deal there though I will say.
No, I don't at all, and I would quit if I were you. Please don't assume to know anything about my life or my career kthx.

Btw a "great deal" is what they get in Canada, the UK, France, etc. etc. etc. where they pay nothing.
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Old 10-09-2011, 03:28 AM
 
5,721 posts, read 5,257,652 times
Reputation: 3603
Quote:
Originally Posted by las vegas drunk View Post
Your analysis is actually incorrect. Your employer does not have to give you health insurance. Mine doesn't, and I worked there full time for years. It sounds like you got a great deal there though I will say.
Also where in my post did I say my employer HAD to provide health insurance? The fact is, where I live, they do have to in order to be competitive because people would quit en masse if they didn't. But no, obviously legally they don't have to.

What YOU'RE not realizing is that employers don't provide it to be generous, they provide it in sort of a "mafia effect" way because other employers do and they'd lose employees if they didn't. All employers would love not to because it is a huge expense to them. Huge.

I thought that the Tea Party/Limited Government/Corporate Whorehouse type was hypocritical on this issue, denying a government benefit when providing that government benefit would open up huge capital to the private sector. Turns out they are just ignorant on our health care system...
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Old 10-09-2011, 03:31 AM
 
17,022 posts, read 9,104,931 times
Reputation: 5686
Quote:
Originally Posted by juppiter View Post
I get health insurance benefits through my employer, as do most Americans with health insurance. The total premium per month is about $400, of which I pay $60 and my employer picks up the rest of the tab.

Where I work, we are woefully understaffed and have been on mandatory overtime for a while now.

I think they'd hire more people if they weren't paying $340 per month per employee (and way more for those with family coverage) on health insurance.

If the government provided free health insurance to all Americans, employers would have a LOT of money to hire more workers.

I will never understand why "Medicare For All," a majority opinion among Americans, hasn't been adopted yet. Well I understand why, but if I think about it too long it makes me sick.

Where in the world do you think "free health insurance" exists?


Nowhere.
Taxpayers pay for anything that the government does.....with interest on top of it too.
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Old 10-09-2011, 03:31 AM
 
5,721 posts, read 5,257,652 times
Reputation: 3603
Quote:
Originally Posted by freemkt View Post
None of my employers ever paid a dollar per employee on health insurance, so why does your employer pay more than they have to?
It doesn't show on your pay stub, but your employer actually is contributing to your premium. Same with social security and medicare. You only see YOUR deductions, but your employer is paying those taxes on you too.

Hate that Obama is gonna lose the election based on what people like you don't realize...
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Old 10-09-2011, 03:33 AM
 
Location: Houston
21,049 posts, read 10,694,890 times
Reputation: 8233
Quote:
Originally Posted by juppiter View Post
No, I don't at all, and I would quit if I were you. Please don't assume to know anything about my life or my career kthx.

Btw a "great deal" is what they get in Canada, the UK, France, etc. etc. etc. where they pay nothing.
They pay in taxes. There is no free lunch or "free" health care.
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