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I am not going to pretend to be an expert on this topic.
I do know that my husband and I are now paying twice as much for health insurance, while receiving far less coverage than we once had.
Maybe the same careful scrutiny given to the fine print in my premiums will also be given to those who make my healthcare decisions for me.
Not an expert? Then why are you posting here and not going out and educating yourself? There's no excuse for that.