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I'll just say it's a shame that Americans accept what we have for our healthcare system, particularly when most of us are under the misguided notion that ours is the best system in the world. I've lived in one country with socialized medicine, and while it certainly had its problems, I was pleasantly surprised by the quality of the care there, and relieved that I didn't have to worry about being bankrupted by a spill on a bicycle.
This is typical of the mantra from the left.
You want an health care system like Europe.
Please, do tell, what exactly are you doing to make your health care system like Europe?
To make your health care system like Europe, you will need to close 60% of your hospitals.
Are you prepared to do that?
To make your health care system like Europe, you will need to rely on low cost, highly efficient and effective specialty clinics, like for open-heart surgery for example.
Unfortunately for you, the American Hospital Association (AHA) who are a major campaign contributor to Obama, wrote Section 6001 of the Act, which effectively bars, bans, proscribes, prohibits, outlaws, forbids, disallows and prevents you from having an health care system like Europe.
They aren't "insurance" companies. They are health plan providers. And yes, they make a profit.
If you don't like it, then purchase your health plan through a non-profit.
Call what you prefer, it won't change what they are. It is sad that we have come to rely on insurance companies so much that now people must worship them.
Moot argument to my point. I couldn't care less about profit margins. As a consumer, I would prefer they make as little off me as possible.
In other words, people are in no position to control government. Care to tell me why?
No, I'm for elimination of "insurance" for anything but catastrophic issues.
"Czars", as appointed by several Presidents now (Obama certainly ain't the first, is he?), don't seem to have legislative powers. But why worry about Czars when pretty much every congressman is a businessman and a lobbyist/CEO in training or otherwise, and that is how things have been for a long long time? The foxes have been accepted form of guardians for the hen-houses, for a long long time. Where have you been?
Wow. You would actually favor replacing a competitive, regulated marketplace with low low profit margins with a government monopoly.....and don't understand how monopolies (public or private) are inefficient?
And furthermore you feel that a giant entrenched government monopoly could be reactive to the needs of it's customers and budget contraints?
Ever heard of the US postal service? How nimble and reactive is that government body as it loses billions a year.
Don't get me wrong, there are some functions that should be government run but wow....you have some really rose colored glasses on about how efficient the govt. can be and how you can actually pay a non-profit more for worse service.
I go to the doctor ONCE A YEAR for a check up...total cost 100-200(including labs)....why should I HAVE TO PAY for insurance that will cost me 300 or more a month..for a stinking once a year check up
Most of the better run Ins Cos have been within these guide lines for many years. This provision in the Law is just aimed at ending it in those Cos that are worst at taking advantage of customers.
Bob, I hate to be suspicious here but what is possibly occuring is that the SMALLER companies do not have the economies of scale to spread expenses like the larger companies and thus have to charge more.
Wouldn't shock me at all that the LARGE healthcare companies whom Obama let write chunks of the legislation.....are using the altruistic notion of 85% to drive some of the smaller competitiors out of business.
I don't know for sure, I have no facts....just suspicious.
Wow. You would actually favor replacing a competitive, regulated marketplace with low low profit margins with a government monopoly.....and don't understand how monopolies (public or private) are inefficient?
And furthermore you feel that a giant entrenched government monopoly could be reactive to the needs of it's customers and budget contraints?
Ever heard of the US postal service? How nimble and reactive is that government body as it loses billions a year.
Don't get me wrong, there are some functions that should be government run but wow....you have some really rose colored glasses on about how efficient the govt. can be and how you can actually pay a non-profit more for worse service.
If the government run plans are less efficient, then explain how they are able to provide top-notch care to all their citizens at about half the cost?
Wow. You would actually favor replacing a competitive, regulated marketplace with low low profit margins with a government monopoly.....and don't understand how monopolies (public or private) are inefficient?
Are you telling me that the idea of health insurance is non-existent in countries with socialized medicine, or in countries where people generally pay cash for service? Really?
Quote:
Originally Posted by workingclasshero
why should I be MANDATED to buy insurance
Blame the health insurance lobby for that. Instead of that abomination, people should have been given a public option. But then, the argument you make, can be made for car insurance also.
I go to the doctor ONCE A YEAR for a check up...total cost 100-200(including labs)....why should I HAVE TO PAY for insurance that will cost me 300 or more a month..for a stinking once a year check up
Because when a person like you suddenly turns up with cancer or trips over the cat and breaks their shoulder.....they get a 50,000 medical bill and in many cases don't ever pay it. That cost get's spread onto everybody else.
Let's say I'm a dishwasher with NO money to my name, why should I have to buy auto insurance, I've never had an accident. Then when I crash into you and hurt your whole family you can just pay your own medical bills, with a 40% mark-up to cover my emergency room costs because I don't have any health insurance either.
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