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Old 06-29-2012, 08:12 PM
 
29,939 posts, read 39,330,273 times
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Quote:
Originally Posted by afoigrokerkok View Post
That's not exactly true. That only applies to the Medicaid part, not to the other parts, which the federal government can enforce directly.
True, but how many people do you think fall into the 133% of poverty level catagory of the "32 million" that the law is suppose to cover? I'm betting it's more than half of that 32 million.
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Old 06-29-2012, 08:12 PM
 
16,376 posts, read 22,362,118 times
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Quote:
Originally Posted by Minethatbird View Post
I did it without an employer.
See my update about about individual policiespurchased outside of employer plans BEFORE Obamacare kicked in .

A small business owner relative of mine had such policy and paid premiums for years. then got the big C and was denied a $40,000 claim after surgery. The carrier found her original application and said she lied on it 3 years earlier and denied her claim. She forgot to list an MD visit for antibiotic when they asked to include all MD visits in last x years.

they combed through her application AFTER she got can.cer and had big claims. They were looking for an excuse to avoid paying. They got all her medical records and combed through them, looking for ANY mistakes. They found one MD visit that she forgot to list on the application and used this to DENY her $40k claim. After she paid $500/mo for premiums for 3 years and they took the premiums and gave her insurance. they only took it away after her surgery. Claim denied.

With obamacare, we don't have this happen to us.
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Old 06-29-2012, 08:12 PM
 
Location: Meggett, SC
11,011 posts, read 10,963,433 times
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Quote:
Originally Posted by BigJon3475 View Post
True, but how many people do you think fall into the 133% of poverty level catagory of the "32 million" that the law is suppose to cover? I'm betting it's more than half of that 32 million.
It's about 15 million
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Old 06-29-2012, 08:14 PM
 
Location: Meggett, SC
11,011 posts, read 10,963,433 times
Reputation: 6189
Quote:
Originally Posted by sware2cod View Post
See my update about about individual policiespurchased outside of employer plans BEFORE Obamacare kicked in .

A small business owner relative of mine had such policy and paid premiums for years. then got the big C and was denied a $40,000 claim. The carrier found her original application and said she lied on it 3 years earlier and denied her claim. She forgot to list an MD visit for antibiotic when they asked to include all MD visits in last x years.

they combed through her applicantion AFTER she got can.cer. they got all her medical records and combed through them, looking for ANY mistakes. They found one MD visit that she forgot to list on the application and used this to DENY her $40k claim. After she paid $500/mo for premiums for 3 years and they took the premiums and gave her insurance. they only took it away after her surgery. Claim denied.

With obamacare, we don't have this happen to us.
You know, that can be fixed without Obamacare.
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Old 06-29-2012, 08:15 PM
 
29,931 posts, read 18,486,812 times
Reputation: 20683
Quote:
Originally Posted by SHABAZZ310 View Post
Is Bobby Jindal Sarah Palin 2.0? This guy is an idiot if he thinks Obamacare will be repelled by Romney. First, Romney is unlikely to win the election. Secondly, the GOP is unlikely to have have 50 Senators... The Republican would need te executive branch, House and Senate to even be in a position to make a change... Long shot at best...



Louisiana Gov. Bobby Jindal refuses to implement Obamacare despite Supreme Court ruling | The Ticket - Yahoo! News
A patriot. Let us see the federal government take actions against states which realize the insanity of the SC ruling and refuse to let the federal government dictate that private citizens purchase a product they may not want.

Obamacare has planted the seeds of revolution and secession. Let us hope that states rights prevail over an ever oppressive federal government, which seems bent upon limiting individual liberties at the expense of the state. Let us formally abandon the term "liberal" and now officially call them "fascists".
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Old 06-29-2012, 08:16 PM
 
16,376 posts, read 22,362,118 times
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Quote:
Originally Posted by southbel View Post
You know, that can be fixed without Obamacare.

It was fixed with Obamacare. If Obamacare is repealed, then these changes get repealed also. What kind of politican would repeal these?

1) preexisting conditions cant be denied
2) don't deny claims after a person gets sick (while collecting premiums and insuring them before they got sick)
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Old 06-29-2012, 08:19 PM
 
47,525 posts, read 69,431,937 times
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Quote:
Originally Posted by sware2cod View Post
It was fixed with Obamacare.

1) preexisting conditions cant be denied
2) don't deny claims after a person gets sick.
Which makes it a smart move to just not get the insurance and pay the much smaller penalty and only get the insurance when you have a big health problem.

Or move to Louisiana and be allowed to opt out but when you have a medical condition, then travel to another state where they can't deny you.
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Old 06-29-2012, 08:22 PM
 
Location: Meggett, SC
11,011 posts, read 10,963,433 times
Reputation: 6189
Quote:
Originally Posted by sware2cod View Post
It was fixed with Obamacare. If Obamacare is repealed, then these changes get repealed also. What kind of politican would repeal these?

1) preexisting conditions cant be denied
2) don't deny claims after a person gets sick (while collecting premiums and insuring them before they got sick)
Again, those could be fixed without taking over a huge sector of our economy. In fact, those would be pretty easy bills to pass. I would say that the pre-existing one would need a continuity of care clause but it could pass. But the Democrats didn't want to do that. No, they wanted to takeover healthcare instead of fixing the most egregious issues and going from there.
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Old 06-29-2012, 08:23 PM
 
47,525 posts, read 69,431,937 times
Reputation: 22471
Or maybe there will be some other opportunities that will come about. If we can buy whatever insurance, pick one that has very very low premiums that come out to be lower than Obama's penalty. Then if you get some major condition, pick another insurance company that can't refuse you.
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Old 06-30-2012, 11:35 AM
 
Location: Los Awesome, CA
8,653 posts, read 6,100,195 times
Reputation: 3368
Quote:
Originally Posted by hawkeye2009 View Post
A patriot. Let us see the federal government take actions against states which realize the insanity of the SC ruling and refuse to let the federal government dictate that private citizens purchase a product they may not want.

Obamacare has planted the seeds of revolution and secession. Let us hope that states rights prevail over an ever oppressive federal government, which seems bent upon limiting individual liberties at the expense of the state. Let us formally abandon the term "liberal" and now officially call them "fascists".
Ha ha, I see you’re a little upset right now… The Supreme Court ruled Obamacare constitutional for the most part. Aren’t you one of those chest-beating constitutionalist? Or does the rule of law only apply to that in which you agree?

Obamacare didn’t plant the seeds of revolution or secession. There’s been a lot of lip service given to this silly notion but no one is really that dumb to attempt it… Have you forgotten the outcome of the last secessionist movement? No state will be allowed to just succeed from the union…
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