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Any Canadians on the forum? They must be laughing at how the US is still wrestling with this issue.
Not so sure all Canadians are laughing. We have a fellow WoW player who is still on the waiting list to have his wisdom teeth removed. Maybe he'll get in in Agust some time, he's been waiting since late May.
Not so sure all Canadians are laughing. We have a fellow WoW player who is still on the waiting list to have his wisdom teeth removed. Maybe he'll get in in Agust some time, he's been waiting since late May.
At least has the chance to get it fixed despite his inability (or unwillingness) to pay. If he was in the U.S and didn't have $$$ or dental coverage he would be out luck.
At least has the chance to get it fixed despite his inability (or unwillingness) to pay. If he was in the U.S and didn't have $$$ or dental coverage he would be out luck.
Says those in the US with no dental coverage- never. I see so many people on unemployment or have used up all of their unemployment who have braces and such. Those are 5-7k min for braces. Don't try to tell me that poor people don't/can't get into the dentist.
Everyone thinks Canadians have it so made with their healthcare system, but I have friends who live there who state "yeah, we have coverage, but having to wait around for an appointment and if they will deem it even worthy to look at is what will kill you" Good luck with that
In my case, I landed in the hospital for 5 days because a medical emergency necessitated the partial removal of one of my internal organs.
Fortunately, I had the health insurance provided by my employer and I was working. Unfortunately for me, things not covered by insurance such as co-payments and some out-patient therapies still cost me something like $3,500 - $4,500 out of pocket.
Ouch.
I have known people, like myself, who have insurance and are still dealt a huge financial blow because of expenses not covered.
At least has the chance to get it fixed despite his inability (or unwillingness) to pay. If he was in the U.S and didn't have $$$ or dental coverage he would be out luck.
Our medical services plan does not cover routine dental work, but there is private insurance for that.
Says those in the US with no dental coverage- never. I see so many people on unemployment or have used up all of their unemployment who have braces and such. Those are 5-7k min for braces. Don't try to tell me that poor people don't/can't get into the dentist.
Everyone thinks Canadians have it so made with their healthcare system, but I have friends who live there who state "yeah, we have coverage, but having to wait around for an appointment and if they will deem it even worthy to look at is what will kill you" Good luck with that
Not true, at least here in BC. Not only can I get a next day appointment, but there are many free walk in clinics with doctors on staff...You really should know what you are talking about, as that way you will avoid spreading misinformation, or lies to put things bluntly.
As a matter of fact my doctor calls me to arrange tests that he feels I need...Two weeks ago I had an echocardiogram he set up, and last week he set up an another test, a holter monitor... http://www.nlm.nih.gov/medlineplus/e...cle/003877.htm
In my case, I landed in the hospital for 5 days because a medical emergency necessitated the partial removal of one of my internal organs.
Fortunately, I had the health insurance provided by my employer and I was working. Unfortunately for me, things not covered by insurance such as co-payments and some out-patient therapies still cost me something like $3,500 - $4,500 out of pocket.
Ouch.
I have known people, like myself, who have insurance and are still dealt a huge financial blow because of expenses not covered.
You couldn't find a $100 drive-through surgeon? Who needs a specialist with years of training just to get cut open and have an organ removed? They should have this stuff down like a text message with the same speed and accuracy (with auto-correct, of course)...
And, I would rather see MY TAX DOLLARS going toward a universal health care system (like all the other industrialized nations) rather than financing illegal wars, death and destruction for the sake of Big Oil's profit margin.
Did you happen to notice all those plastics while you were riding in the ambulance? Did you call the ambulance with a cell phone? Did the ambulance show up as a horse and carriage or did it have one of them there combustion engines? Did the doctor talk to you about a heart transplant or heart implant? Did they prescribe you statin? Are you typing on one of them there computers to us or are you using some sort of telepathy to talk to us all?
If any of that is true then you better sit down and relax a bit (I wouldn't want you to have an heart attack) because they're all made from, or with, petroleum.
As for the catastrophic insurance or the one nimrod who said something about a policy around $150.00 per month, I've never seen a policy for that price, more like $1,200.00 per month for a family of four with an exclusion for anything you might need to use it for... Without an employer provided group policy health insurance is out of reach for the common working class family. This is a fact, not a kool-aid drinking partisan opinion...
In that case, I would think that you have not been shopping for health insurance properly. Like most Americans, you want anything and everything covered - and doing so is very expensive. If you were to simply shop for a high deductible plan that covers you for catastrophic events, you'd be able to find insurance for less than $300 for your entire family.
Unfortunately, people (even those who are young - and 38 is young), feel that they need coverage for six doctor's visits for each family member, that all prescription drugs must be covered, etc. In reality, cost for health insurance drops dramatically if you deliberately exclude such items.
I am much older than you but just about NEVER go to a doctor's office - I have no need. When I do have to go, I am very willing to spend the $150 it takes - one time. Having this visit covered under my plan would raise my rates by more than a $1000 a year. It makes no sense to spend $1000 when I can pay $150 out of pocket and get the same visit. Having any kind of health insurance also tends to lower the out of pocket expense at a doctor's office - in my case the negotiated rate is about $65. In other words, for the $1000 I would have to pay more, I would save $30 (since you still have copay with health insurance).
Similarly, I have no need as of yet for any prescription meds - why would I have those covered?
All I can do is look at my past behavior and my past needs - medical care has been insignificant for me and thus, I can reasonably assume that I will not suddenly start running to the doctor's every other week.
On the flip side, I am physically fit, don't drink, don't smoke, don't do drugs, eat a healthy and balanced diet, exercise daily, etc.
None of that can guarantee that I won't have a heart attack - but it gives me a fighting chance. And if it happens, I have insurance for that - which is exactly what I need insurance for.
BTW, I have absolutely no problem paying for full coverage - I simply decided to buy a product tailored to my particular needs rather than one that covers every conceivable, albeit improbable, health-related issue...
Says those in the US with no dental coverage- never. I see so many people on unemployment or have used up all of their unemployment who have braces and such. Those are 5-7k min for braces. Don't try to tell me that poor people don't/can't get into the dentist.
Everyone thinks Canadians have it so made with their healthcare system, but I have friends who live there who state "yeah, we have coverage, but having to wait around for an appointment and if they will deem it even worthy to look at is what will kill you" Good luck with that
That's Medicaid. I'm talking about people who work and make too much to qualify for govt programs but don't have dental coverage through their jobs. I was in that position as a student when I worked part-time and it took months for me to save the $1600 for the root canal and crown. Also there is nothing wrong with waiting for non-urgent care. A lot of people think every boo-boo is a crisis. That's why we have ER full of people with silly things like throat infections and other non-emergencies.
What are your options here if you can't afford health insurance and don't qualify for Medicaid? Pay cash and if you don't have it you let whatever issue you have go till it gets so bad you run to the ER.
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