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Yes. This is the problem with strict capitalism or libertarianism.
A civilization should exist for the benefit of its people and not the other way around.
As well as some people do in life through their own merit and efforts, there is always an element of luck involved.
A person may have educated parents who encourage him, or go to schools with teachers who care or live near a college so all they have to pay for is tuition and not boarding or they may have a boss who thinks in similar patterns and so rewards them. Most good jobs are gotten through contacts and not 'normal' means.
Nobody gets ahead solely under their own power.
I agree.
Another important issue that people don't look at is the abilities people have to get along in the world.
The average IQ in the US is under 100.
Not everyone has equal abilities to learn, earn and understand life.
Everyone is not equally abled.
There really are people that are as dumb as a box of rocks.
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Quote:
Originally Posted by Roadking2003
That's fine. But you need to live within your means and save for the time when you can no longer produce a profit for someone. That's YOUR problem, not society's problem.
No, it is society's problem.
Many people did live within their means and are unable to make it in retirement.
Do you think everyone makes $100k/year or something?
And if they default on SS like cities are doing with pensions?
Well, if the country wasn't so busy supporting every other country under the sun, and paying people not to work, and all the ridiculous things they are spending money on, and return back to the constitution, require a balanced budget amendment, and institute the fair tax, so even criminals and people getting paid under the table pay their fair share of taxes, we wouldn't be in this mess.
Why can't you sell it? It may not be peak value, but I assume it has some value.
Perhaps because renting would be more expensive?
That happens to many people as they age.
They become stuck in their houses or choose to live there because the alternative is more expensive.
It's paid for except for taxes.
No need for the condescending eyeroll.
Try thinking it through.
Why can't you sell it? It may not be peak value, but I assume it has some value.
I live in a rural area that hasn't had a non-foreclosure sale in over 3 years. As I said before, my area has been hit very very hard by the real estate market. It not only dosen't have a "peak" value it has no value and since I do have it payed off, I at least have a roof over my head. I was in the real estate industry as a title examiner when the collapse came and I have a lawyer friend who does foreclosure work so I have a pretty solid knowledge of land values and sales in my area right now. On the local news our county and several others have been called the "dead zone" for real estate and won't recover for another 8-10 years. At one time it was valued at over $250,000. now I'd be lucky to get $20,000 for it if that. So I will continue to live here and try to survive until the market comes back, I at least have shelter. NO ONE and I mean NO ONE is buying, unless it's a foreclosure deal for pennies on the dollar, lots in SD's once sold for $200,000 sell for $5-8,000 on the courthouse steps (foreclosure sale). Those who own property are stuck, unless they just walk away and I don't have the $ to walk away or move...so I'll just stay here as much as I hate it, having a roof over my head and a crappy job is better than homelessness and no job.
Yep, I can't begin to tell you the expensive 2000 tvs I see in people's homes, eventually kids will stay at home longer and some will never leave moms basement.
Exactly. They need their iPhones with the unlimited text messaging, the free internet the parents provide them, the expensive cars -- of course they can't move out. They might have to give something up in order to do that.
Perhaps because renting would be more expensive?
That happens to many people as they age.
They become stuck in their houses or choose to live there because the alternative is more expensive.
It's paid for except for taxes.
No need for the condescending eyeroll.
Try thinking it through.
SS is a supplement. It is not a pension in and of itself; it's there to supplement your own retirement savings.
100% correct. It was never meant to be the main stay.
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