Dividends from Obamacare continue: Health insurance premiums for NC college students rise 51% under ObamaCare

[aneftp]

Young adults should have option of having high deductibles like $2000-2500 its wont break the bank with them.

Not sure why people are opposed to $2500 deductible for singles. Most of then have smartphone bills over $100/month. Weekend drinking tabs of $50-100.

Many young adults can afford the deductible. But this is where university officials over step and "assume" lower co pays at the expense of higher premiums is the way to go.

Plus their parents can put up to $3100 in hsa account (roughly a $1000 real tax savings).

[Toyman at Jewel Lake]

Originally Posted by aneftp

Young adults should have option of having high deductibles like $2000-2500 its wont break the bank with them.

Not sure why people are opposed to $2500 deductible for singles. Most of then have smartphone bills over $100/month. Weekend drinking tabs of $50-100.

Sorry, but such plans aren't allowed under Obamacare. It mandates a bunch of coverage in terms of prescriptions and "wellness checks", that is paid via the premiums. So much for trying to save money by responsibly managing your health care usage.

[suissegrl702]

Originally Posted by d4g4m

And they have even more health insurance rate increases effective 1/1/14 when they graduate.
The HHS is allowing insurance companies to increase premiums 45% for ages 18-24 and 35% for ages 25-29 If they fail to purchase a policy, the 'penalty' is $695

Then you will see more and more people like me simply opting to pay the penalty rather than have insurance.

I thought this whole thing was to sop freeloaders from abusing the ER. Funny how that's not going to happen. Per EMTALA hospitals will still have to take the uninsured and the illegals when they show up, and now, thanks to this, there will be more, not less people without health insurance. Plus a hike in people with health insurance who end up freeloaders because their insurance won't cover the ER. But it will cover birth control and colonoscopies. Just not a ruptured appendix that required an ambulance.

My insurance at work that complies with Obamacare does not cover ER visits very well at all. 35% after you pay a $2500 deductible. As my boss said, "assuming they want to pay. They still might not cover you." So I'd be paying $100 a month for what again? Insurance that doesn't cover anything I need as a healthy 29 year old, that's what.

I'll pay the penalty. I'll just get less of a tax refund. Big deal. Cheaper than shelling out $1200 a year (my half; my boss is paying roughly that as well) for insurance that covers nothing I need.

[Marv101]

ObamaCare hinges on millions of under 30 year olds to sign up and pay up to 700% higher premiums as Justice Alito pointed out during the hearings last year; if they choose not to sign up and go without insurance, that will leave only the sickest of us with coverage, which would guarantee an explosion in premiums that none of us have ever experienced.

College students nationwide are bound to experience local versions of 'rate shock' as NC college students are set to experience, which this administration furiously insists are nonexistent.