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Why should they cover preexisting conditions? For one reason, everyone either is sick now, was sick in the past, or will be sick in the future. This idea that most people don't get sick, so why cover those who are, or were, is a dishonest.
Most people will pay far more into their insurance than the insurance will pay out. It's an odds game. Certain conditions increase the liklihood of having to pay out and pay out big.
I hope you never have a condition that requires you to get blood tests every few months, take medication on a regular basis to control it, lose your job or simply change your job, etc. Would suck for you mighty hard.
its your body...your health...your bill....
dont expect me to pay for you...I dont expect anything from anybody
dont expect me to pay for you...I dont expect anything from anybody
This is why you buy insurance when you are healthy enough to pay lower rates. So you have it if you lose the odds game and need it. I don't get why people whine when they didn't take care of themselves. Insurance is cheaper when you're young. That's when you need to buy into it.
I remember my dad working two jobs to make sure we were insured. You do what you have to.
I do think there should be a catastrophic safety net though.
Uh no, I don't. However, it would seem to me that the majority of people have been sick or will be sick. That's just common sense right there.
doesnt matter
insurance is RISK MANAGEMENT
auto insurance....you get too many tickets...or too many accidents...you WONT BE COVERED...or you will pay through the nose on the COVERAGE YOU CAN FIND
homeowners insurance....you WONT GET COVERAGE..in a flood plain ...if you have too many claims...if you commit fraud
insurance has NEVER BEEN ABOUT CARE...but some people just dont understand
I suppose you've never had a condition, right? Yes, all you conservatives are the picture of miraculous health.
What does that have to what insurance companies should be required to do? Why is you or I having a condition the insurance company's problem if we weren't insured by that company when we developed said problem? Why do they get the bill? Are they somehow responsible for the condition?
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