Cheaper to sign up for Obamacare, or to pay the penalty? (companies, dollars)

[Little-Acorn]

Originally Posted by carterstamp

And wo pays for the write off?

Taxpayers. You guys don't seem to get the fact the taxpayer is paying for the uninsured now.

No, not the taxpayer. At least, not until Obamacare is fully implemented. (That's one of the changes it makes.)

Presently, the writeoffs are paid for by the people who go to the hospital, who DO pay their bills.

Didn't you wonder why that aspirin pill cost $50? And why a change of linen is $425? Now you know.

[Little-Acorn]

Originally Posted by zombocom

Oh, will it?

Like France, Germany, Switzerland - those countries with evil universal health care and longer lifespans (and lower expenses).

And patients who come to the United States for treatment when they can't get what they need in France, Gemany, and Switzerland?

Those countries?

BTW, where will they go once Obamacare is implemented here, and they can no longer get what they need here?

For that matter, where will WE go?

[carterstamp]

Originally Posted by Little-Acorn

No, not the taxpayer. At least, not until Obamacare is fully implemented. (That's one of the changes it makes.)

Presently, the writeoffs are paid for by the people who go to the hospital, who DO pay their bills.

Didn't you wonder why that aspirin pill cost $50? And why a change of linen is $425? Now you know.

And that's fair...how? I don't know about you, but I don't like paying for a $50 aspirin tablet.

Who pays for the county hospitals to write off bad debt?

I would rather my money go for people to have insurance.

[Little-Acorn]

Originally Posted by carterstamp

And that's fair...how? I don't know about you, but I don't like paying for a $50 aspirin tablet.

Who pays for the county hospitals to write off bad debt?

I would rather my money go for people to have insurance.

Sounds good. Write them a check!

[carterstamp]

Originally Posted by Little-Acorn

Sounds good. Write them a check!

Great, as soon as you pay for the uninsured.

[pghquest]

Originally Posted by carterstamp

And wo pays for the write off?

Taxpayers. You guys don't seem to get the fact the taxpayer is paying for the uninsured now.

Please list for me the line item in the yearly budget which is for reinbusement of these write offs

[Little-Acorn]

Originally Posted by Little-Acorn

Reports are coming out now that say the cheapest Obamacare plan for a family of four, costs around $20,000.

If that family does not sign up for Obamacare, and just pays the penalty it calls for, (oops, the Supremes say that's a "tax" now)... then how much to they pay?

BTW, they pay the penalty only if they are due an Income Tax refund on April 15, right? If they have to write the govt a check on April 15 instead, then the govt can't charge them that Obamacare penalty.

So, is that family of 4 better off financially if they don't sign up for Obamacare? And if one of them does get sick or injured, then they can sign up at that point, and the Obamacare insurance company must take them, even though the sickness or injury is now a "pre-existing condition".

So, what's the best deal, dollar-wise? Pay $20,000 for Obamacare, or pay only the penalty on April 15 (which might be zero), and then sign up later if you get sick or injured and pay only that fraction of the $20,000? After you are cured, then of course you drop the Obamacare policy immediately, to minimize what you pay... until the next time you get sick.

The question in the OP remains unanswered.

Is it better economically for a family of four to sign up to pay $20,000/yr for Obamacare, or to drop their policy, pay the penalty (which could be zero) and only sign up when one of them gets sick or injured? And then drop the policy again as soon as they are cured?

[Roadking2003]

Originally Posted by zombocom

Oh, will it?

Like France, Germany, Switzerland - those countries with evil universal health care and longer lifespans (and lower expenses).

You expose your ignorance of demographics and genetics. The big difference is that those countries have French, German and Swiss people.

[Roadking2003]

Originally Posted by Little-Acorn

The question in the OP remains unanswered.

Is it better economically for a family of four to sign up to pay $20,000/yr for Obamacare, or to drop their policy, pay the penalty (which could be zero) and only sign up when one of them gets sick or injured? And then drop the policy again as soon as they are cured?

I say pay the penalty. You may never need the insurance.

[zombocom]

Originally Posted by Roadking2003

You expose your ignorance of demographics and genetics. The big difference is that those countries have French, German and Swiss people.

So it's because we have black people and eat more McDonald's?

So you don't have a problem with our health care system, you're saying the expense is due to other factors.