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So your son set up a website that will get over a million hits a day? Wow that's pretty amazing. How many servers does he have set up in your house to handle this demand? I'm assuming they are all rack mounted with adequate redundancy, backup, load balancing, etc.? What's the bandwidth utilization on that, what do you have? A cable modem?
The issue is NOT "traffic". The issue is that the backend systems are DYSFUNCTIONAL.
To be clear; This isn't a bash Obamacare thread. I just want to point out a few things that we now know, and ask a simple question.
1: We were promised that rates would go down.
Today on CSPAN the head of NY health services admitted that only 10% of the people signing up on their exchange would see their rates go down after subsidies. She admitted that 90% will pay more. I'm seeing far more people complaining about rates going up, than people with positive reviews.
2: We were told that we could keep our existing plan if we wanted to.
People are now getting their letters of cancellation en'masse because nearly all private plans will not meet the ACA minimums. Things like middle aged and elderly being required to have pregnancy coverage.
3: It's coming to light that the exchanges are intentionally shielding the ability to anonymously shop the plans. They require to input all of your info first, and then present a ballpark screenshot. That is, if you can make it to that point before the site locks up or crashes.
I'm just curious to know that if 90% of peoples rates increase, and only 10% decrease... there's going to be a ton of mad people both left and right in a few months. With these facts coming to light, and if the numbers will actually be this bad; who should/will take responsibility for what appears to be impending failure?
I lost my heath care not long after it was passed into law the rates went so high I could not pay it any longer
I am 62 and self employed
now that the people are really starting to see what is going on Mr Obama is going to be very unpopular
So what are the cost-control elements of the ACA? First, some reforms aim to eliminate unnecessary costs to the system; these include measures against fraud and abuse in the Medicare and Medicaid programs, which the Department of Health and Human Services predicts will return approximately $17 in reduced spending for every dollar invested2 ($7 billion over 10 years, according to the CBO).3 Administrative simplification under the ACA will reduce unnecessary paperwork and create uniform electronic standards and operating rules to be used by all private insurers, Medicare, and Medicaid — saving the federal government an estimated $20 billion over 10 years2 and saving insurers, physicians, hospitals, and other providers tens of billions of dollars a year (according to the U.S. Healthcare Efficiency Index). And the ACA ensures a pathway for approval of generic biologic agents that is expected to save the government more than $7 billion, and citizens and insurers additional billions, over 10 years. An estimated $1.1 billion will be saved in Medicare by calculating payment for complex imaging studies under the assumption that the machines will operate not just 50%, but 75%, of the time. And about $135 billion will be saved in the first decade by eliminating unjustified subsidies to Medicare Advantage plans.
These savings are oriented toward reducing the level of health care costs rather than the growth rate of such costs. If that were all the legislation did, it would technically pay for health care reform but would miss an opportunity to put downward pressure on the growth of health care costs — an essential step in reducing our long-term fiscal imbalances.
One prominent component of the ACA that will help to bend the long-term cost curve is an excise tax on “Cadillac” insurance plans — plans that, in 2018, will charge more than $27,500 for families and $10,200 for individuals, excluding vision and dental benefits. Beginning in 2018, the ACA will impose a 40% tax on the portion of health insurance that is over these amounts. After 2020, the premium threshold for the tax will increase at the rate of overall inflation in the economy, the Consumer Price Index. Thus, the tax will create incentives for employers and health insurers to devise more cost-effective health plans with lower premiums, and because the premium threshold will increase with overall inflation rather than growth of health care costs, it will help to bend the cost curve. The majority of tax revenue will come not from the direct taxation of high-cost plans but from increased workers' wages, as companies shift compensation out of benefits and toward take-home pay.
Yet “bending the curve” of health care inflation also requires a more direct change in the way health care is delivered. Health care costs are unevenly distributed: 10% of patients account for 64% of costs. Many of these are patients with chronic conditions, such as congestive heart failure, diabetes, and hypertension. Sustained cost control will occur only with more coordinated care that prevents avoidable complications for patients with chronic illness. As Stanford's Victor Fuchs has noted, coordinated care requires three “I”s: information, infrastructure, and incentives.
I note that the AUTHORS of that pile of horse dung are:
Quote:
Dr. Orszag is the former director of, and Dr. Emanuel is a special advisor on health policy to, the White House Office of Management and Budget, Washington, DC; Dr. Emanuel is also chair of the Department of Bioethics at the National Institutes of Health, Bethesda, MD.
Oh.... So those are the same people who brought us the OTHER stuff that turned out to be lies. Guess what? It's ALL A BIG LIE. And you're quoting the architects of the lie, as an authority on truth.
The real outrage will come in late January as people get signed up, pay their premium and get their no cost physical exam. Referrals will be made to specialists and then the deductibles/coinsurance hit. Many people picked the bronze plan for a low monthly premium not realizing they are responsible for 50% of the cost of the visits. Even the silver plan comes with a 2K individual deductible.
I predict there will be much screaming from the newly insured that they can't afford even the subsidized deductibles. They won't get follow up care, and basically they got an expensive physical exam.
What most people don't know... is that paying 50%, means you pay 50% of WHAT THE INSURER IS BILLED.
My chiropractor for several years charged me $40 for an office visit and treatment. If you had insurance, the insurance was billed $140. So, if you have a co-pay OR if you have insurance and you want it billed, you will pay $140 for what I paid $40. And, if you have met your deductible, and have a 50-50 plan.. You'll pay 70... for what I paid 40.
What you posted is most likely just the surface of this obamanation. It's sad really because I don't know of one person liberal or conservative that doesn't believe folks should have access to affordable care. Unfortunately, the lying sack of chit in the white house and his cronies Reid, Pelosi etc.. rammed this down everyone's throats under a false premise. It will collapse due to its design or lack there of..
What gets me is how could anyone be so naive as to believe someone a politician and community organizer promised?
The Social Security payroll tax isn’t enough. Obamacare is now poised to transfer even more wealth from the young and working to the older and less productive (who incidentally are statistically far better off than young people.)
See that guy on the golf cart? If you are under 30 and voted for Obama that's me and I don't feel a bit sorry for you. Now get back to carrying that load!
The boomer generation tried to tell you something when we voted against Obama not just the first time around but the second time as well. I've remember American politics from as far ago as 1956 when Eisenhower ran against Stevenson and there was this little jingle "Stevenson's a jerk, Eisenhower's got the power to whistle as he works..." so yeah, I've been around for a long time and one thing I have learned is politicians lie. What part of "politicians are lying pond scums" don't you understand? Just because the politician happens to be black doesn't make him any better but that logic seemed to fail on the majority of supporters.
We tried to warn you but all we got in return was ridicule and smears.
I was worried about the nation debt and the strain it would put on following generations but I seriously don't give a damn anymore. You voted for it, you got it and now it is your time to enjoy what you wanted all along.
You think it is bad now? Ha, you ain't seen nothing yet you just wait when the dollar loses its place as the worlds reserve currency and then you will learn what hard times are.
ObamaCare, it is a massive transfer of wealth from the young to old geezers like me so you better give me that because I want it. You voted to give it to me so now it is time for you to keep your part of the bargain.
There are literally no comparisons to current rates. That is, [the Department of Health and Human Services] has chosen to dodge the question of whose rates are going up, and how much. Instead they try to distract with a comparison to a hypothetical number that has nothing to do with the actual experience of real people.
Check out these rates and tell me it isn't a massive transfer of wealth from the 20 somethings to us older geezers.
If you are under 30 and feeling screwed you should be.
NOBODY has EVER said "health care is only for the ultra rich".
So, can you explain to me why you can't be truthful?
You promote the idea that people can and should pay hundreds of thousands of dollars for a hospital stay for an illness out of their own pockets. If they don't have these funds to pay for this? Well, your answer is always something to the effect of "too bad". If people don't have that kind of money then where does that leave them? At that point only the ultra rich could possibly afford a hospital stay. You don't say it directly but you say it with your statements. Your conservative party also demonstrates an inability (or unwillingness) to address this issue. So, that being said, how is my statement untruthful? I can't believe I have to spell this out for you.
Quote:
Originally Posted by pnwmdk
The issue is NOT "traffic". The issue is that the backend systems are DYSFUNCTIONAL.
That poster claimed his 12 year old son created a website "all by himself" for the purpose of illustrating that anyone can set up a website. Yes anyone can but comparing a website sitting on someone's home computer to a site that is being accessed by millions and providing those millions with a service is a bit different. Wouldn't you agree? Or will you take the usual route and evade my question?
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