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Old 10-24-2013, 11:47 AM
 
193 posts, read 487,786 times
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Not much else to say.
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Old 10-24-2013, 11:56 AM
 
11,780 posts, read 8,590,845 times
Reputation: 3425
Quote:
Not much else to say.
I beg to differ.
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Old 10-24-2013, 12:12 PM
 
Location: Jewel Lake (Sagle) Idaho
27,541 posts, read 17,630,227 times
Reputation: 15614
Quote:
Originally Posted by freedom125 View Post
Not much else to say.
Of course not. There are actually two questions, the cost of the premium and your out of pocket cost. Your premium is expected to double or more for younger, healthy males, in order to subsidize insurance for women and those with pre existing conditions.

As to your out of pocket? Depends on if you qualify for welfare to subsidize your premiums.
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Old 10-24-2013, 12:15 PM
 
Location: In your head, rent free
14,240 posts, read 7,691,383 times
Reputation: 7243
Quote:
Originally Posted by freedom125 View Post
Not much else to say.
The actual cost to insure you may go down a bit but the cost you'll pay will go up because you're now paying to insure a whole bunch of other people too.
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Old 10-24-2013, 12:18 PM
 
193 posts, read 487,786 times
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Default OK, can someone HELPFUL explain how this insurance thing is affecting me?

I'm 26. I don't make much. I'm super healthy, and a non-tobacco user.

I was paying $150 per month for individual insurance. Affordable plan without much coverage because I never go to the doc or hospital. $10k deductible, $35 co-pays.

Now all of a sudden, I go online and this website is telling me that I will only have to pay $80/month out of pocket now, with a $6500 deductible and $0 co-pays? What the hell?

It says I would receive about $80/month in government subsidies. The plan is called Anthem Catastrophic DirectAccess.

What the f--- is the word catastrophic in there for? Why would my new healthcare be so much cheaper? Am I really just the exact perfect demographic to reap the benefits of this new Obamacare stuff? I don't understand...
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Old 10-24-2013, 12:21 PM
 
4,176 posts, read 4,025,047 times
Reputation: 1667
What sort of answer are you looking for here? Do you even want help or are you just looking to b**ch? Since you seem incapable of finding it, I will provide the ACA help desk phone number for you:

1-800-318-2596

Call them. They will help you.
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Old 10-24-2013, 12:50 PM
 
Location: Wisconsin
7,215 posts, read 7,908,402 times
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Quote:
Originally Posted by freedom125 View Post
Am I really just the exact perfect demographic to reap the benefits of this new Obamacare stuff?
Yes, sounds like it.
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Old 10-24-2013, 12:53 PM
 
22,769 posts, read 26,209,016 times
Reputation: 14558
Quote:
Originally Posted by freedom125 View Post
I'm 26. I don't make much. I'm super healthy, and a non-tobacco user.

I was paying $150 per month for individual insurance. Affordable plan without much coverage because I never go to the doc or hospital. $10k deductible, $35 co-pays.

Now all of a sudden, I go online and this website is telling me that I will only have to pay $80/month out of pocket now, with a $6500 deductible and $0 co-pays? What the hell?

It says I would receive about $80/month in government subsidies. The plan is called Anthem Catastrophic DirectAccess.

What the f--- is the word catastrophic in there for? Why would my new healthcare be so much cheaper? Am I really just the exact perfect demographic to reap the benefits of this new Obamacare stuff? I don't understand...
you went from paying $150 / mo

to paying $160 / mo , minus $80/mo in subsidies from the government.

"Catastrophic" is just a way of saying that the coverage is designed to insure you in the event of a medical catastrophe. This is what most young people buy anyway, when they choose their own insurance plan.
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Old 10-24-2013, 12:57 PM
 
16,797 posts, read 14,536,853 times
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You will also find that the new plan covers preventive care (annual checkup, Pap test, etc.) with no copay or deductible.
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Old 10-24-2013, 01:00 PM
 
193 posts, read 487,786 times
Reputation: 184
So the reason I would be paying a lot less now is because all of a sudden I am receiving government subsidies for it, whereas in the past before Obamacare I haven't been?

If this is true, then why does everyone keep saying this Obamacare is going to raise prices for young healthy people like me? Even my boss is saying it.
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