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Old 10-27-2013, 06:55 PM
 
4,981 posts, read 4,768,494 times
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It seems that most of the people signing up for the ACA are medicaid people not people getting private plans.

Many Obamacare Shoppers Arenít Actually Buying | TIME.com



Doesn't the ACA need a lot of young people signing up for it to work? So was it a good idea to allow young people to stay on their parent's plans up to age 26? These people need to be getting their own private insurance,right?

Young adult insurance quandary: Stay with parents, or go it alone? - NBC News.com
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Old 10-27-2013, 07:11 PM
 
Location: Sonoran Desert
17,573 posts, read 20,884,023 times
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You'll have your numbers on 3/31. Until then it is pointless speculation. Oh, and people staying on their family plan are paying too. Where did you get the idea that insuring them was free and did not add the bottom line of the insurers? When you add a child to an ACA plan you pay the same price for them that they would pay if they signed up individually. The under 26 was a transitional thing until no preexisting exclusions came into being. Employers plans are different but you can be sure that the insurers have it priced in profitably.
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Old 10-27-2013, 07:14 PM
 
57,959 posts, read 29,481,080 times
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Quote:
Originally Posted by Ponderosa View Post
You'll have your numbers on 3/31. Until then it is pointless speculation. Oh, and people staying on their family plan are paying too. Where did you get the idea that insuring them was free and did not add the bottom line of the insurers? When you add a child to an ACA plan you pay the same price for them that they would pay if they signed up individually. Employers plans are different but you can be sure that the insurers have it priced in profitably.
They need something like 100,000 people PER DAY signing up in order to break even.. (given they expect 10 million signups)..

Do you really think they are having that many sing up?
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Old 10-27-2013, 07:16 PM
 
Location: Sonoran Desert
17,573 posts, read 20,884,023 times
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Quote:
Originally Posted by pghquest View Post
They need something like 100,000 people PER DAY signing up in order to break even.. (given they expect 10 million signups)..

Do you really think they are having that many sing up?
We will have to wait until March. Like I said, it is pure speculation for political points until then. Young people, especially ain't gonna do nothin' till the last minute.
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Old 10-27-2013, 07:17 PM
 
Location: Eastern Nebraska
15 posts, read 6,883 times
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Scrap Obamacare.....single payer is the answer to this question.
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Old 10-27-2013, 07:20 PM
 
57,959 posts, read 29,481,080 times
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Quote:
Originally Posted by Ponderosa View Post
We will have to wait until March. Like I said, it is pure speculation for political points until then. Young people, especially ain't gonna do nothin' till the last minute.
Why would young people sign up for their own policy rather than jumping on their own parents plans? The whole idea of needing young people to sign up to pay for a program to give welfare to others, while incentivizing them to not sign up and join their parents plan, never made any sense to me.
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Old 10-27-2013, 07:20 PM
 
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Even the very liberal Sunday morning news commentary shows brought this issue up.

There seems to be a worry that those handful of people signing up are the very sickest people in dire need of expensive medical care but the young who really need to be paying in for all this medical care of the very sick are still on their parents' insurance.

They even said on these liberal news talk shows that most of those signing up are signing up for the Medicaid portion of obamacare. And those people will pay nothing.
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Old 10-27-2013, 07:21 PM
 
3,572 posts, read 1,354,324 times
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Does everyone understand that "sign up" means "enroll" to be able to apply for coverage?
None of these "sign up" people really know what their options are OR how much it is going to cost them.
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Old 10-27-2013, 07:27 PM
 
6,388 posts, read 5,743,444 times
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Quote:
Originally Posted by NEBRadj View Post
Scrap Obamacare.....single payer is the answer to this question.
And the money comes from where?
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Old 10-27-2013, 07:28 PM
 
Location: Phoenix, AZ
2,303 posts, read 1,240,688 times
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When ever a new insurance plan rolls out, actuarials seem always under estimate costs (partially because they're trying to make premiums as competitive as possible to attract business) and premium inevitably are subject to rate increases. In other words, prices are never lower than when the plan first starts. Based on how poorly the government gives estimates, these rates are going to skyrocket when the funding for all of this falls far short of what was predicted (and costs run much higher than predicted).

It's never a question of whether or not the estimates will be wrong, it's how much they'll be wrong by.
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