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Old 10-28-2013, 02:30 PM
 
Location: California
29,217 posts, read 31,106,839 times
Reputation: 24261

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Everyone needs to loose the employee paid insurance. Employers should increase their pay by all or part of the subsidy they paid. Until then we are comparing apples to broccoli.
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Old 10-28-2013, 02:33 PM
 
69,370 posts, read 52,491,447 times
Reputation: 9357
Quote:
Originally Posted by Ceece View Post
Everyone needs to loose the employee paid insurance. Employers should increase their pay by all or part of the subsidy they paid. Until then we are comparing apples to broccoli.
And then the minute people realize they can pocket that $500 a month, and pay a $300 fine, thus making $5700 more a year, we'll have 75% of the nation uninsured.

Democratic success on display for all...
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Old 10-28-2013, 02:35 PM
 
37,070 posts, read 18,070,944 times
Reputation: 11514
My pre Obamacare "chosen" insurance policy compared to my post (after cancellation of policy) Obamacare options. I will not qualify for subsidy. I just get to pay for them.


Quote:
My current policy:
Monthly Payments: $478.25
Deductible: $2500 deduct
Out of pocket max: $2000
Co-Insurance (Co-Pay): 90/10
Quote:
Since I will not be able to keep my policy and when I am forced to buy another policy if I stay with Highmark my options are below. Note: I do not qualify for a subsidy.

Obamacare Compliant Policy Options:

Monthly Payment: $672.00
Deductible: $2000
Out of Pocket Maximum: $9000.00
Co-Insurance (Co-Pay): 80/20

Monthly Payment: $784.65
Deductible: $5000
Out of Pocket Maximum: $7000.00
Co-Insurance (Co-Pay): 90/10

Monthly Payment: $770.59
Deductible: $6400
Out of Pocket Maximum: $12,7000.00
Co-Insurance (Co-Pay): 80/20
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Old 10-28-2013, 02:37 PM
 
Location: Home, Home on the Front Range
20,284 posts, read 14,730,891 times
Reputation: 11338
Quote:
Originally Posted by greywar View Post
Oh please. $54 a month for insurance? For a 56 year old? Please. what did it cover, a monthly supply of tylenol?

I suppose for those lacking in critical thinking this might spark some outrage. But most of us are probably wondering what the details are.....
Exactly.

Honestly, I'd be hard pressed to believe a $56.00 a month plan even covered Tylenol.
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Old 10-28-2013, 02:38 PM
 
68,803 posts, read 28,217,256 times
Reputation: 13638
Quote:
Originally Posted by greywar View Post
Yes I am sure Trader Joes cost to insure these people was 500/year. Lets be honest here, this is trader joes looking for a way to enhance profits by reducing costs, and blaming someone else.
I've always been told that Trader Joe's was a great employer. Do you have some expertise here?
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Old 10-28-2013, 02:38 PM
 
69,370 posts, read 52,491,447 times
Reputation: 9357
Quote:
Originally Posted by TigerLily24 View Post
Exactly.

Honestly, I'd be hard pressed to believe a $56.00 a month plan even covered Tylenol.
A catastrphic insurance plan would have cost about that.. Granted it probably wouldnt be sufficient to cover most individuals, but we dont know this ladies financial status in order to judge.
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Old 10-28-2013, 02:38 PM
 
Location: San Diego, CA
10,584 posts, read 7,779,218 times
Reputation: 4145
Quote:
Originally Posted by pghquest View Post
And then the minute people realize they can pocket that $500 a month, and pay a $300 fine, thus making $5700 more a year, we'll have 75% of the nation uninsured.
Yes... exactly as Obamacare calls for.

And if one of those gets sick or injured, they can just sign up for Obamacare right then. The insurance company has to take them and cover the sickness or injury... again, exactly as Obamacare calls for.

And they can pay the Obamacare premiums until they are cured, then drop their insurance again. Until the next time they get sick or injured.

Exactly as the Obamacare law calls for.

Yup, this sounds like a VERY viable program to me.
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Old 10-28-2013, 02:39 PM
 
Location: Stasis
14,734 posts, read 8,862,346 times
Reputation: 7691
Quote:
Originally Posted by petch751 View Post
My pre Obamacare "chosen" insurance policy compared to my post (after cancellation of policy) Obamacare options. I will not qualify for subsidy. I just get to pay for them.
Are these rates for a single person or family coverage?
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Old 10-28-2013, 02:39 PM
 
68,803 posts, read 28,217,256 times
Reputation: 13638
Quote:
Originally Posted by middle-aged mom View Post
Let's run with the Trader Joe theory because it's the only one that makes sense...

TJ's estimated that 70% of its small PT workforce will pay less for comparable insurance via the exchange than they do through the company-sponsored program.

Those PT employees with other sources of household income will pay more.

Trader Joe’s cut health benefits last week. Here’s its side of the story.
They might not pay more but that would be because the taxpayers are paying the rest. Again, how does that make sense? Was the idea here to shift costs from employers to tax payers? Is that what we were sold? Is this something you support?
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Old 10-28-2013, 02:41 PM
 
68,803 posts, read 28,217,256 times
Reputation: 13638
Quote:
Originally Posted by TigerLily24 View Post
Exactly.

Honestly, I'd be hard pressed to believe a $56.00 a month plan even covered Tylenol.
That's because you aren't taking the time to think. I posted a scenario that was perfectly legitimate.
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