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Old 10-28-2013, 03:30 PM
 
Location: California
29,634 posts, read 31,973,225 times
Reputation: 24763

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Everyone needs to loose the employee paid insurance. Employers should increase their pay by all or part of the subsidy they paid. Until then we are comparing apples to broccoli.
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Old 10-28-2013, 03:33 PM
 
69,372 posts, read 53,664,795 times
Reputation: 9357
Quote:
Originally Posted by Ceece View Post
Everyone needs to loose the employee paid insurance. Employers should increase their pay by all or part of the subsidy they paid. Until then we are comparing apples to broccoli.
And then the minute people realize they can pocket that $500 a month, and pay a $300 fine, thus making $5700 more a year, we'll have 75% of the nation uninsured.

Democratic success on display for all...
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Old 10-28-2013, 03:35 PM
 
38,039 posts, read 18,992,317 times
Reputation: 12097
My pre Obamacare "chosen" insurance policy compared to my post (after cancellation of policy) Obamacare options. I will not qualify for subsidy. I just get to pay for them.


Quote:
My current policy:
Monthly Payments: $478.25
Deductible: $2500 deduct
Out of pocket max: $2000
Co-Insurance (Co-Pay): 90/10
Quote:
Since I will not be able to keep my policy and when I am forced to buy another policy if I stay with Highmark my options are below. Note: I do not qualify for a subsidy.

Obamacare Compliant Policy Options:

Monthly Payment: $672.00
Deductible: $2000
Out of Pocket Maximum: $9000.00
Co-Insurance (Co-Pay): 80/20

Monthly Payment: $784.65
Deductible: $5000
Out of Pocket Maximum: $7000.00
Co-Insurance (Co-Pay): 90/10

Monthly Payment: $770.59
Deductible: $6400
Out of Pocket Maximum: $12,7000.00
Co-Insurance (Co-Pay): 80/20
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Old 10-28-2013, 03:37 PM
 
Location: Home, Home on the Front Range
21,075 posts, read 15,268,039 times
Reputation: 11791
Quote:
Originally Posted by greywar View Post
Oh please. $54 a month for insurance? For a 56 year old? Please. what did it cover, a monthly supply of tylenol?

I suppose for those lacking in critical thinking this might spark some outrage. But most of us are probably wondering what the details are.....
Exactly.

Honestly, I'd be hard pressed to believe a $56.00 a month plan even covered Tylenol.
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Old 10-28-2013, 03:38 PM
 
71,504 posts, read 30,122,779 times
Reputation: 14083
Quote:
Originally Posted by greywar View Post
Yes I am sure Trader Joes cost to insure these people was 500/year. Lets be honest here, this is trader joes looking for a way to enhance profits by reducing costs, and blaming someone else.
I've always been told that Trader Joe's was a great employer. Do you have some expertise here?
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Old 10-28-2013, 03:38 PM
 
69,372 posts, read 53,664,795 times
Reputation: 9357
Quote:
Originally Posted by TigerLily24 View Post
Exactly.

Honestly, I'd be hard pressed to believe a $56.00 a month plan even covered Tylenol.
A catastrphic insurance plan would have cost about that.. Granted it probably wouldnt be sufficient to cover most individuals, but we dont know this ladies financial status in order to judge.
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Old 10-28-2013, 03:38 PM
 
Location: San Diego, CA
10,584 posts, read 7,977,566 times
Reputation: 4146
Quote:
Originally Posted by pghquest View Post
And then the minute people realize they can pocket that $500 a month, and pay a $300 fine, thus making $5700 more a year, we'll have 75% of the nation uninsured.
Yes... exactly as Obamacare calls for.

And if one of those gets sick or injured, they can just sign up for Obamacare right then. The insurance company has to take them and cover the sickness or injury... again, exactly as Obamacare calls for.

And they can pay the Obamacare premiums until they are cured, then drop their insurance again. Until the next time they get sick or injured.

Exactly as the Obamacare law calls for.

Yup, this sounds like a VERY viable program to me.
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Old 10-28-2013, 03:39 PM
 
Location: Stasis
15,393 posts, read 9,370,597 times
Reputation: 8238
Quote:
Originally Posted by petch751 View Post
My pre Obamacare "chosen" insurance policy compared to my post (after cancellation of policy) Obamacare options. I will not qualify for subsidy. I just get to pay for them.
Are these rates for a single person or family coverage?
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Old 10-28-2013, 03:39 PM
 
71,504 posts, read 30,122,779 times
Reputation: 14083
Quote:
Originally Posted by middle-aged mom View Post
Let's run with the Trader Joe theory because it's the only one that makes sense...

TJ's estimated that 70% of its small PT workforce will pay less for comparable insurance via the exchange than they do through the company-sponsored program.

Those PT employees with other sources of household income will pay more.

Trader Joe’s cut health benefits last week. Here’s its side of the story.
They might not pay more but that would be because the taxpayers are paying the rest. Again, how does that make sense? Was the idea here to shift costs from employers to tax payers? Is that what we were sold? Is this something you support?
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Old 10-28-2013, 03:41 PM
 
71,504 posts, read 30,122,779 times
Reputation: 14083
Quote:
Originally Posted by TigerLily24 View Post
Exactly.

Honestly, I'd be hard pressed to believe a $56.00 a month plan even covered Tylenol.
That's because you aren't taking the time to think. I posted a scenario that was perfectly legitimate.
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