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Old 10-31-2013, 07:53 PM
 
12,270 posts, read 11,323,715 times
Reputation: 8066

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I know, I know, at this point the news just keeps getting worse and worse (but remember what Pelosi said...).

From US News and World Report - "Americans who sign up for Obamacare will be getting a big surprise if they expect to access premium health care that may have been previously covered under their personal policies. Most of the top hospitals will accept insurance from just one or two companies operating under Obamacare." Top Hospitals Opt Out of Obamacare - US News and World Report

Well, who wants top-quality healthcare anyway, right Democrats? Thanks for helping screw up the best healthcare system in the world.
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Old 10-31-2013, 08:01 PM
 
Location: Florida
77,005 posts, read 47,592,894 times
Reputation: 14806
Is there an option to opt out of a law?
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Old 10-31-2013, 08:01 PM
 
2,672 posts, read 2,716,543 times
Reputation: 1041
Quote:
Originally Posted by Dockside View Post
I know, I know, at this point the news just keeps getting worse and worse (but remember what Pelosi said...).

From US News and World Report - "Americans who sign up for Obamacare will be getting a big surprise if they expect to access premium health care that may have been previously covered under their personal policies. Most of the top hospitals will accept insurance from just one or two companies operating under Obamacare." Top Hospitals Opt Out of Obamacare - US News and World Report

Well, who wants top-quality healthcare anyway, right Democrats? Thanks for helping screw up the best healthcare system in the world.
I am guessing if you are on Medicare or Tricare you can still go to the hospitals. This was about affordable care. If you are a Tea Partying Republican would you really want leeches going to the most expensive hospitals around. Why not thank Obama for your Medicare or Tricare instead of going after poor people and the ACA? Your covered so give it a rest.
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Old 10-31-2013, 08:08 PM
 
11,086 posts, read 8,538,917 times
Reputation: 6392
From the link:

Quote:
"In many cases, consumers are shopping blind when it comes to what doctors and hospitals are included in their Obamacare exchange plans," said Josh Archambault, senior fellow with the think tank Foundation for Government Accountability. "These patients will be in for a rude awakening once they need care, and get stuck with a big bill for going out-of-network without realizing it."
Government insurance.
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Old 10-31-2013, 08:09 PM
 
577 posts, read 435,505 times
Reputation: 391
First.. here's the flaw in this..

First, Obamacare is not a "plan" to opt out of. Obamacare is a regulation on the health insurance industry that set standards that health insurance must comply with.

So, in turn health insurance structured different plans at the different levels with levels of service required for each level set forth in Obamacare.

Then, they set their prices. As is and was always the case, prices are based on many things, including their negotiated rates with doctors within the "networks" for which insurance plans draw their "preferred in network list". This includes hospitals.

If a hospital is "opting out" of anything, they are simply saying they will NOT take a certain insurance companies insurance and they become "out of network". This could happen for several reasons.. like the hosptial and the insurance company couldn't agree on prices paid out for services.

And, the insurance companies, because they are not competing on an open marketplace with other insurance companies, are ultimately working to negotiate the best prices possible in order for their insurance plans to remain competitive and affordable. (this is a god thing)

What's kind of ironic is that, when you are picked up in an ambulance to be taken to the hospital, you aren't asked which hospital you prefer, or which hospital is in your network. AND just because a hospital is in network doesn't mean that every doctor that sees or treats you will be in network - so you could be in a network hospital but seen by someone that is out of network and billed appropriately .. but I'm getting a little off track.

Now, soon a hospital that opts out of insurance plans will ultimately loose patients because those patients will go to the hospitals that a) are in their network that b) their network doctors are affiliated with. If patients come in that are "out of network" through emergencies, and the bill is too high for someone whose insurance doesn't cover that hospital, that hospital will be losing money because most likely the treated patient won't be able to pay.

Eventually, hospitals will NEED to join these networks in order to get patients. Patients=customers=revenues...
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Old 10-31-2013, 08:13 PM
 
23,654 posts, read 17,499,963 times
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Quote:
Originally Posted by Finn_Jarber View Post
Is there an option to opt out of a law?
No, it has to be repealed and even if it is Obama would not sign it.

All the libs seem to be acting like Baghdad Bob with all the supporting of Obama and this crappy law. The things they are saying are downright crazy. Have you noticed that?
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Old 10-31-2013, 08:14 PM
 
47,525 posts, read 69,668,317 times
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I think we all knew this one was coming.
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Old 10-31-2013, 08:18 PM
 
Location: Dallas
31,290 posts, read 20,726,771 times
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Quote:
Originally Posted by Finn_Jarber View Post
Is there an option to opt out of a law?
Americans who sign up for ObamaCare will be getting a big surprise if they expect to access premium health care in the nation’s top hospitals: Most of them will accept insurance from just one or two insurers.

As reported by U.S News & World Report, while the Obama Administration has claimed all along that insurance companies will be competing for business under ObamaCare, it apparently hasn’t bothered to survey the nation’s top hospitals.

Gail Wilensky, Medicare advisor for the second Bush Administration and senior fellow for Project HOPE isn’t surprised:

“There has been an incredible amount of focus on the premium cost and subsidy, and precious little focus on what you get for your money.”

Moreover, anyone who had paid even a modicum of objective attention to the ObamaCare debate – or possesses even an average amount of reasoning capability – shouldn’t be surprised, either.

While ObamaCare regulations have made some healthcare policies more affordable – if you’re only shopping price – new caps on premiums will force many insurers to offer top-tier doctors and hospitals far less money for services rendered. Guess what? Most of those top-tier providers won’t be forced to accept ObamaCare payment if they choose not to provide services for less money.

Of the top 18 hospitals in the country, 11 of them work with just one or two iinsurers. Moreover, many insurers have entered the ObamaCare exchanges selectively, as explained by Wilensky:

“Many companies have selectively entered the exchanges because they are concerned that (the exchanges) will be dominated by risky, high-using populations who wanted insurance (before ObamaCare) and couldn’t afford it. They are pressed to narrow their networks to stay within the premiums.”

As for millions of ill-informed (through no fault of their own) ObamaCare shoppers, Josh Archambault, senior fellow with the think tank Foundation for Government Accountability, says:

“In many cases, consumers are shopping blind when it comes to which doctors and hospitals are included in their ObamaCare exchange plans. These patients will be in for a rude awakening once they need care, and get stuck with a big bill for going out-of-network without realizing it.”

And so the mess continues to grow. As I’ve written previously, when all is said and done, website glitches will pale in comparison as millions and millions of people realize what Barack Obama and ObamaCare have done to America’s healthcare system.

Report: Nation's Top Hospitals Opting Out Of ObamaCare | Independent Journal Review
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Old 10-31-2013, 08:19 PM
 
Location: Dallas
31,290 posts, read 20,726,771 times
Reputation: 9325
Quote:
Originally Posted by janelle144 View Post
No, it has to be repealed and even if it is Obama would not sign it.

All the libs seem to be acting like Baghdad Bob with all the supporting of Obama and this crappy law. The things they are saying are downright crazy. Have you noticed that?
The Dems have been lied to by Obama for so long they now consider it normal behavior.
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Old 10-31-2013, 08:19 PM
 
577 posts, read 435,505 times
Reputation: 391
Quote:
Originally Posted by janelle144 View Post
No, it has to be repealed and even if it is Obama would not sign it.

All the libs seem to be acting like Baghdad Bob with all the supporting of Obama and this crappy law. The things they are saying are downright crazy. Have you noticed that?

Actually what's even crazier is the supposed "reasons" some people are opposed to it. Most of what they are saying is so awful about it isn't even true.. That to me is crazy.

As for why plans are being cancelled.. simple, they were crap plans that didn't meet the standards set out in the ACA. People who think they had such a great plan were fortunate enough to never have to discover just how vulnerable their plan left them financially...

I read the ACA and I have it on my Kindle to reference. About 90% of the reasons people "oppose" it is because of something they "heard" about it that is completely not true in the least.

and, of couse, people that don't know about the standards in the ACA are going to not understand why their plan was crap because they simply do not have the information. They care enough about it to complain, but not enough about it find the free versions of it online and look up stuff themselves about it.

All this indignation for a statement Obama made about it... I think they would be very surprised and even more appalled about how much they were lied to NOT by Obama about the law.. but by the side they have taken in the Obamacare debate.... ..

I am SHOCKED at all the BS flying around out there about it.. and not from those that support it, but from those that oppose it. It's quite sad actually.....
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