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While I'm not going to wax poetic about my past health insurance companies and plans I would like to see more variety in what is offered on the open market. I get the exchanges for folks needing subsidies, but some of us don't and are actually intelligent enough to research and choose a plan that isn't cookie cutter/metal. Part of the goal is to "equalize" access to healthcare meaning pushing the bottom up and the top down, but I don't agree that the top should be pushed down for those who can pay their own premiums. Right now we have individual (on/off exchange) which are all pretty much the same depending on the company, and corporate plans...which are wildly different. That's ridiculous too.
While I'm not going to wax poetic about my past health insurance companies and plans I would like to see more variety in what is offered on the open market. I get the exchanges for folks needing subsidies, but some of us don't and are actually intelligent enough to research and choose a plan that isn't cookie cutter/metal. Part of the goal is to "equalize" access to healthcare meaning pushing the bottom up and the top down, but I don't agree that the top should be pushed down for those who can pay their own premiums. Right now we have individual (on/off exchange) which are all pretty much the same depending on the company, and corporate plans...which are wildly different. That's ridiculous too.
I think because of the cap on profits, that we're going to see less variety. My plan through my employer this past year received a rebate because it exceeded the cap on profits. Not surprisingly, the insurer cancelled that plan and offered a MORE expensive plan, but a plan that pooled more people together, and therefore included more people with health conditions that would require more services. Thus, the insurance company will offset the losses of those people with health conditions, and will offset the possibility of having to pay a rebate to the healthy people carrying that plan.
Without questioning the number you quote at all (...), why do you think someone would "lose" their current insurance? Does the current administration WANT people to stop getting healthier (by avoiding the doctor's office due to lack of insurance)?
Or, perhaps, is a person's current insurance going to be replaced?
That is to say, some number of people - 120,000,000 according to you - are going to have "better" coverage (for some definition of "better").
"Foolishness" is, of course, a mild word to use for the Insane Party's moves to continue to hurt the country.
"Lose"? Yes of course.
1. Some plans, which are perfect for the insured right now, would be deemed "not acceptable" by Obama (we have already seen this). Many patients right now are "directed" to a narrow group of plans (many of which are unaffordable) or Medicaid (for which they are not eligible).
2. Many employers will dump the employee paid healthcare and take the fine (business 101). It will be cheaper for them to do so, dumping them into potentional medicaid (for which they may not be eligible) or a plan which may be much more expensive with higher deductibles.
In case you missed the salient point of Obamacare (which it appears you did), let us review.
Obamacare is a wealth redistribution measure which transfers wealth from "the rich" to "the poor". "The rich" will, by definition, pay much higher premiums to finance "the poor". If Obamacare was not such a scheme, then medicare coverage would have simply been offered to these 40 million "uninsured".
His Highness Harry will simply ignore it and not allow a Senate vote. But it will be fun to see the House Democrats try to defend their votes to their constituents.
1. Some plans, which are perfect for the insured right now, would be deemed "not acceptable" by Obama (we have already seen this). Many patients right now are "directed" to a narrow group of plans (many of which are unaffordable) or Medicaid (for which they are not eligible).
2. Many employers will dump the employee paid healthcare and take the fine (business 101). It will be cheaper for them to do so, dumping them into potentional medicaid (for which they may not be eligible) or a plan which may be much more expensive with higher deductibles.
In case you missed the salient point of Obamacare (which it appears you did), let us review.
Obamacare is a wealth redistribution measure which transfers wealth from "the rich" to "the poor". "The rich" will, by definition, pay much higher premiums to finance "the poor". If Obamacare was not such a scheme, then medicare coverage would have simply been offered to these 40 million "uninsured".
Yeah, those are the policies that cost $55.00 a month and only cover 20%, the beneficiary must pay the other 80% with a $5,000.00 deductible, yeah, that's really a good affordable policy.
It's like going to a store, purchasing a $100.00 item and getting $5.00 off. who are you kidding here?
Yeah, those are the policies that cost $55.00 a month and only cover 20%, the beneficiary must pay the other 80% with a $5,000.00 deductible, yeah, that's really a good affordable policy.
It's like going to a store, purchasing a $100.00 item and getting $5.00 off. who are you kidding here?
No, like plans that cost a few hundred a month but don't cover maternity and pediatric services for retired folks like me.
I am quite happy with my plan and coverage and who are you to tell me it's "substandard" because I have to pay a deductible ?
Obamacare folks will pay up to $6K a year out of pocket (single). How is that MORE AFFORDABLE than what I have now..a high deductible ($5K) plan ?
Why won't you answer the question....I know why, because you cannot answer the question...that why you have to deflect like you have been doing these last few pages....
Quote:
Originally Posted by NoJiveMan
as most were likely junk insurance
policies to begin with, shopping https://www.healthcare.gov/ the ACA
policies are better than those being canceled.
Post 114, go back and answer, if yo ucan...all you have to do is prove that what you say is not a lie....you know, back up your statement....
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