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View Poll Results: Did you lose your HC?
Yes 13 18.31%
No 54 76.06%
I never had HC 4 5.63%
Voters: 71. You may not vote on this poll

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Old 03-27-2014, 10:49 AM
 
Location: Tyler, TX
15,202 posts, read 18,257,693 times
Reputation: 8032

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Quote:
Originally Posted by HeyJude514 View Post
We know for certain that at least six million plus Americans who had no coverage before the ACA have coverage now.
We don't know that at all. All we know is that six million policies were possibly sold. We don't know if those policies have been paid for yet. We don't know how many of those six million were people who lost the plan they had because of O'care.

Quote:
Originally Posted by HeyJude514 View Post
Your turn.
No, it's still yours.
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Old 03-27-2014, 10:50 AM
 
23,995 posts, read 11,923,743 times
Reputation: 10193
Quote:
Originally Posted by Versatile View Post
How did you lose yours?
Didn't have all the goodies Obamacare mandated. For instance I am a guy, divorced. Thus I had deleted any female type care from my plan. Had to get it back because Obamacare said I needed mammographys, pelvic exams, maternity and all that other garbage a single GUY doesn't need.

The fine is cheaper and I have a plan outside Obamacare that I can keep for the rest of the year.
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Old 03-27-2014, 10:53 AM
 
Location: Tyler, TX
15,202 posts, read 18,257,693 times
Reputation: 8032
Quote:
Originally Posted by urbanlife78 View Post
No, a 50 yr old man just pays the same price as a woman that could need maturity coverage.
I thought liberals and Democrats were all about "fairness." Doesn't it seem unfair that someone must purchase coverage they can never, ever, ever use?

By the way, what's "maturity" coverage? Is that for when your kids are still mooching off of your insurance policy as 26 year old adults? Or maybe it's for adults who act like children on the internet? You'll have to explain this "maturity" coverage to me - I've never heard of it.
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Old 03-27-2014, 11:02 AM
 
Location: Tyler, TX
15,202 posts, read 18,257,693 times
Reputation: 8032
Quote:
Originally Posted by urbanlife78 View Post
I said it was easy to sign up for health insurance under ACA.
I didn't realize that for an 18 year old, who has never had to fill out anything more complicated than a driver license application, filling out a 65 page insurance application, mailing it (with tracking) to the state health office just for it to be lost, then having to complete and mail those 65 pages again was "easy."

Our definitions of "easy" are apparently vastly different.

Quote:
Originally Posted by urbanlife78 View Post
How do you know people can't sign up because the cost went up and it is no longer affordable?
My girlfriend and I are paying almost as much (< 10% difference) for our insurance as we are for our rent on a four bedroom house in a somewhat exclusive area. And that doesn't include coverage for her two adult kids - her premium would have nearly tripled (and been completely unaffordable) if she'd included them.

I know it's not affordable because, well, it's not affordable. I've been paying my premium for three months now, and I'm considering dropping it and paying the penalty. We make pretty good money, but this "affordable" insurance is consuming literally every extra dollar we have. Something has to change - either I stop my retirement contributions or I drop the insurance that I don't want, need or use. Hmm. Tough choice.
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Old 03-27-2014, 11:04 AM
 
15,449 posts, read 7,880,354 times
Reputation: 8009
Quote:
Originally Posted by swagger View Post
I doubt that.

If you're male, it's 100% guaranteed that you don't have the same plan, because you didn't have maternity coverage before, but you do now. You also have "baby wellness" and pediatric dental. (Thank God, too! Who knows when a man might end up preggers!)

If you're female with no kids, you likely don't have the same plan, as whatever you have now includes pediatric dental and baby wellness.

These BS "I have the same plan!" claims are pure nonsense. It's nearly impossible for someone to have the exact same plan they had last year and still be in compliance. Please do us all a favor and stop lying, and if you actually think you're telling the truth, educate yourself about the coverage you HAD vs. what you HAVE now, and then come back and correct yourself.
Actually most HMOs that were employer based already included the bolded items prior to the ACA. Also, men do add on wives and children to their plan. Employers purchase plans for the entire group, as such, they include items that the entire group will need (this is prior to ACA). My husband, even before I was on his coverage, already had maternity coverage and baby wellness and pediatric dental. His employer actually doesn't charge any premiums for him - it is free for not only him, but female employees as well and that has not changed.
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Old 03-27-2014, 11:07 AM
 
Location: Portland, Oregon
46,053 posts, read 29,519,126 times
Reputation: 7830
Quote:
Originally Posted by swagger View Post
I thought liberals and Democrats were all about "fairness." Doesn't it seem unfair that someone must purchase coverage they can never, ever, ever use?

By the way, what's "maturity" coverage? Is that for when your kids are still mooching off of your insurance policy as 26 year old adults? Or maybe it's for adults who act like children on the internet? You'll have to explain this "maturity" coverage to me - I've never heard of it.
Auto correct on my phone, that was suppose to say maternity coverage.

Having maternity coverage be a part of basic coverage seems fair, women shouldn't have to pay more in insurance just because they are a woman.
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Old 03-27-2014, 11:09 AM
 
Location: Portland, Oregon
46,053 posts, read 29,519,126 times
Reputation: 7830
Quote:
Originally Posted by swagger View Post
I didn't realize that for an 18 year old, who has never had to fill out anything more complicated than a driver license application, filling out a 65 page insurance application, mailing it (with tracking) to the state health office just for it to be lost, then having to complete and mail those 65 pages again was "easy."

Our definitions of "easy" are apparently vastly different.


My girlfriend and I are paying almost as much (< 10% difference) for our insurance as we are for our rent on a four bedroom house in a somewhat exclusive area. And that doesn't include coverage for her two adult kids - her premium would have nearly tripled (and been completely unaffordable) if she'd included them.

I know it's not affordable because, well, it's not affordable. I've been paying my premium for three months now, and I'm considering dropping it and paying the penalty. We make pretty good money, but this "affordable" insurance is consuming literally every extra dollar we have. Something has to change - either I stop my retirement contributions or I drop the insurance that I don't want, need or use. Hmm. Tough choice.
Not sure what the 18 yr old part has to do with anything, if you are trying to refer to me, I was born in 1978.

So I assume you don't have insurance through your employer and have signed up for insurance through ACA?
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Old 03-27-2014, 11:11 AM
 
Location: Tyler, TX
15,202 posts, read 18,257,693 times
Reputation: 8032
Quote:
Originally Posted by Versatile View Post
I don't see it that way at all.
What don't you see that way at all? How the Democrats got the law passed? That the people were and always have been against it?
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Old 03-27-2014, 11:13 AM
 
Location: Tyler, TX
15,202 posts, read 18,257,693 times
Reputation: 8032
Quote:
Originally Posted by HeyJude514 View Post
It also probably includes vasectomies and penile implants that I'll also never use, but I'm okay with that.
Wow. You're the best consumer EVER! People can sell you stuff you don't need - even require that you purchase it - and you're "okay with that."

Hey, I have some junk sitting in my garage that I don't need, and that you probably don't need, either. Want to buy it? I'll give you a great deal!
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Old 03-27-2014, 11:17 AM
 
69,372 posts, read 55,491,494 times
Reputation: 9363
Quote:
Originally Posted by Finn_Jarber View Post
LOL. I have had insurance for decades, but the price never went down. ACA does not change anything for me, unless I get really sick and hit the limits which used to be capped.
Quote:
Originally Posted by Finn_Jarber View Post
I'd appreciate it if you thanked me for picking up your slack.
So we went from nothing changes, to now you picking up the slack in all of 2 postings..
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