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View Poll Results: Did you lose your HC?
Yes 13 18.31%
No 54 76.06%
I never had HC 4 5.63%
Voters: 71. You may not vote on this poll

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Old 03-29-2014, 07:27 AM
 
69,372 posts, read 55,269,420 times
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Quote:
Originally Posted by robbobobbo View Post
Do you have something against people working and being compensated for it?

I'll act all conservativey and say, "Get a good job with good health benefits". It's what my super-conservative father always advised me about my future when I was growing up.
I have no idea how your response, relates to people getting handouts without working for them.
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Old 03-29-2014, 09:31 AM
 
5,327 posts, read 6,112,036 times
Reputation: 2619
Quote:
Originally Posted by pghquest View Post
I have no idea how your response, relates to people getting handouts without working for them.
Then confer with the poster I was responding to, who, after two posts relating a good experience with employer plans (mine one of them), said he was owed a thank-you card and said mockingly, "screw the people paying for you!"

I note that between his previous post and that one, there wasn't a single post from someone announcing that they were getting subsidies on an ACA plan. So for which people getting handouts without working for them was that post intended?

Another poster is pushing the line that people who don't have employer plans are paying for us who do through their tax dollars. But what the government doesn't get in tax revenues by virtue of the tax-exempt status of employer contributions isn't made up by taxing more to people who don't have employer plans.

Last edited by robbobobbo; 03-29-2014 at 09:39 AM..
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Old 03-29-2014, 10:21 AM
 
7,249 posts, read 5,547,995 times
Reputation: 7948
Quote:
Originally Posted by robbobobbo View Post
What if I didn't lose it, and pay less?

My employer-sponsored plan's 2014 premiums are slightly less than my 2013 premiums, my deductible dropped by $700 and my co-insurance went from 70/30 to 80/20. Same doctors, same insurer. My employer has offered high-quality coverage all the years I've worked for them (over 10), and the plan is already a qualified health plan, so next year's employer mandate isn't going to make them have to offer more than what they already do.

I had already opted in the past few years to have a high-deductible plan to keep my premiums low, as my family doesn't utilize much in medical care and our yearly out-of-pocket is pretty low. This qualified me for an HSA that my employer contributes to.
Similar experience here.

I opted to switch to a HDHP. My part of the premium went to zero. Out of pocket went up about $1000. Now I get to use an HSA so I when it's all added up I'm spending about $1500/year less now.

Actual premiums went up about 5% or so, in line with historical norms. A right winger would of course blame this routine increase that happens almost every year on Obama and the evil socialists.

It's funny and a bit sad how the right has deluded themselves and much of the country into thinking the ACA caused healthcare costs to explode and everything was awesome before. It relies on people being completely ignorant of trends in healthcare costs in the country and apparently totally ignorant of what's going on with their own bank accounts.

Doesn't it strike people as odd that 39% of Republicans claim to have been hurt by the ACA, yet only 24% overall claim to have been hurt? Fortunately most realize it hasn't actually had any effect on them personally.
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Old 03-29-2014, 03:01 PM
 
379 posts, read 480,494 times
Reputation: 243
Riiiiiiigggggghhhhhhttttttt

Can you explain how 30 million are still going to be uninsured because they either lost their previous coverage, can't afford the new premiums/deductibles, or otherwise don't give a damn like the 10% before this law?

If you can't grasp the concept that this is a power grab by the government, then you are beyond saving or logical reasoning.

I'm so tired of having served for those who chose not to help themselves. Especially when they are incentivized to continue that behavior.
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Old 03-29-2014, 03:19 PM
 
3,576 posts, read 6,042,926 times
Reputation: 1432
Quote:
Originally Posted by JasonF View Post
Similar experience here.

I opted to switch to a HDHP. My part of the premium went to zero. Out of pocket went up about $1000. Now I get to use an HSA so I when it's all added up I'm spending about $1500/year less now.

Actual premiums went up about 5% or so, in line with historical norms. A right winger would of course blame this routine increase that happens almost every year on Obama and the evil socialists.

It's funny and a bit sad how the right has deluded themselves and much of the country into thinking the ACA caused healthcare costs to explode and everything was awesome before. It relies on people being completely ignorant of trends in healthcare costs in the country and apparently totally ignorant of what's going on with their own bank accounts.

Doesn't it strike people as odd that 39% of Republicans claim to have been hurt by the ACA, yet only 24% overall claim to have been hurt? Fortunately most realize it hasn't actually had any effect on them personally.
You are either over 40 years old or live in Arizona.
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Old 03-29-2014, 03:39 PM
 
7,249 posts, read 5,547,995 times
Reputation: 7948
Quote:
Originally Posted by aneftp View Post
You are either over 40 years old or live in Arizona.
Wrong on all counts.
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Old 03-29-2014, 07:14 PM
 
3,576 posts, read 6,042,926 times
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Quote:
Originally Posted by JasonF View Post
Wrong on all counts.
So u are on private insurance individual market? And not on employer market?

I don't see many people under age 40 self employed on individual market seeing any savings. The biggest problems have been on the individual market.
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Old 03-29-2014, 10:55 PM
 
379 posts, read 480,494 times
Reputation: 243
Quote:
Originally Posted by JasonF View Post
Similar experience here.

I opted to switch to a HDHP. My part of the premium went to zero. Out of pocket went up about $1000. Now I get to use an HSA so I when it's all added up I'm spending about $1500/year less now.

Actual premiums went up about 5% or so, in line with historical norms. A right winger would of course blame this routine increase that happens almost every year on Obama and the evil socialists.

It's funny and a bit sad how the right has deluded themselves and much of the country into thinking the ACA caused healthcare costs to explode and everything was awesome before. It relies on people being completely ignorant of trends in healthcare costs in the country and apparently totally ignorant of what's going on with their own bank accounts.

Doesn't it strike people as odd that 39% of Republicans claim to have been hurt by the ACA, yet only 24% overall claim to have been hurt? Fortunately most realize it hasn't actually had any effect on them personally.
You are full of garbage and you know it. No premium? Seriously? And saving $1500 a year?

At least be honest and admit you either got dumped and are going through the Medicaid exchanges or just lying. As a medical professional, I have never, never heard of that. I'm not calling you a liar, but you're either confused or misrepresenting the truth. Double check your insurance card. That is....if you got one yet which you haven't because nobody has.
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Old 03-30-2014, 12:36 AM
 
3,576 posts, read 6,042,926 times
Reputation: 1432
Quote:
Originally Posted by abnheel View Post
You are full of garbage and you know it. No premium? Seriously? And saving $1500 a year?

At least be honest and admit you either got dumped and are going through the Medicaid exchanges or just lying. As a medical professional, I have never, never heard of that. I'm not calling you a liar, but you're either confused or misrepresenting the truth. Double check your insurance card. That is....if you got one yet which you haven't because nobody has.
I re read his/her post. Because I asked if they were under age 40 on the individual market.

If you read it again. Looks like They are on an employer sponsored plan and not on individual plans. Notice they said "their part of the premiums".

Those of us on individuals plans (not non employer plans) making over 400% of poverty under age 40 are getting crushed on the exchanges. Either paying a lot more in premiums to maintain same deductible or having our deductibles double to pay the same premiums.
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Old 04-04-2014, 03:34 PM
 
379 posts, read 480,494 times
Reputation: 243
I don't care what employee plan they are on. They are full of BS and I challenge any of them to prove otherwise. And that's without subsidies which means you and I pay a portion of their premium. That doesn't count. Might as well ask me to buy your groceries or pay for your gas.
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