Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
What excludes people 65 years of age or older? Are we practicing age discrimination now?
Medicare eligibility is age based and serves as the primary insurer. If a senior's income and assets ( lack thereof) qualifies for Medicaid, it may help pay for what Medicare does not.
This thread is about people age 65 and older. Please tell us who is writing individual ( not supplimental/ medigap) healthcare insurance plans for those who opt out of Medicare?
Medicare eligibility is age based and serves as the primary insurer. If a senior's income and assets ( lack thereof) qualifies for Medicaid, it may help pay for what Medicare does not.
Yeah, I know.. you arent posting any newsworthy revelations here... And as previously pointed out, one can OPT OUT of medicare.
We found that in 2005, 1.6 million seniors--or 5 percent of the elderly U.S. population--were without a full federal Part A premium subsidy
Albeit the date is a little old, but who exactly do you think wrote these peoples insurance policies?
The study didn't say the seniors had insurance.
Quote:
To estimate the number of seniors without full federal Medicare Part A coverage, we examined data for uninsured seniors, seniors with Medicaid and no Medicare coverage of any kind, seniors with Medicare Part B but without Part A, and seniors bought into Part A by their state Medicaid programs. We found that in 2005, 1.6 million seniors--or 5 percent of the elderly U.S. population--were without a full federal Part A premium subsidy.
We found that in 2005, 1.6 million seniors--or 5 percent of the elderly U.S. population--were without a full federal Part A premium subsidy
Albeit the date is a little old, but who exactly do you think wrote these peoples insurance policies?
You can opt to have only original Medicare without any form of supplemental insurance. The problem with that is a huge deductible and even worse no cap on the 20% that Medicare doesn't pay.
"Suppose you are a senior who chooses a private health insurance plan or natural methods of treating illness. You should be able to forgo Medicare and pay for your own treatment, shouldn’t you? Not unless you’re prepared to give up your Social Security benefits as well, the federal government says."
Seniors with good paying jobs would indeed have insurance. To pretend that everyone isnt going gaga over collecting from the government is just ridiculous.
How about people who live overseas? Do you think someone in Mexico is taking full advantage of Medicare?
I am wondering what is the benefit /advantage of forgoing medicare?
I think it is a pretty good health care for seniors. In my dad's case, medicare covers 80% of the procedure, hospital stay, etc. Obviously, he can afford additional $300 monthly supplemental plan. He's well covered and the hospital is really a very good hospital (HOAG hospital in Irvine)
I don't see why anybody want to forgo medicare? My dad is still working for his own company, and his income is very good. But I don't see the point of forgoing medicare even for senior citizens like him. A supplemental health plan is all he really needs really, and he has it.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
