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Nope, i'm not a lefty (did vote for Mccain 1st round after all). .just fiscally conservative and work for a insurance company. I consider myself informed.
Cold hard truth - People aren't smart enough to pick a car insurance plan, let a lone a health insurance plan. A lot of plans were just not setup to protect you from a catastrophic event and that damages both the person and the economy.
Guidelines on what is allowed to be health insurance/and requiring it/ completely fair. Most of the people crying about their premiums are people who were actually underinsured and not-protected and just not smart enough to realize it.
You may not be smart enough, but plenty of us are. We are on a high deductible plan and have been for years. This year our family has had several operations, so it's been a very expensive year for us. My husband did a spread sheet of all the expenses and it turns out that even with the surgeries the high deductible plan was the best plan for us. The premiums for the other plan were so much higher it made them more expensive even though we hit our out of pocket max with the high deductible plan.
You don't know who the carrier is, what coverage he/she had, what type of plan it is or anything else about the situation, but you flatly dismiss the situation as "your insurance just sucked."
This attitude you're demonstrating, which is simply a mirror of what the Democrat politicians that forced this upon us are demonstrating, is why the public is ticked off with Democrats right now. Where's the compassion your side claims to hold a monopoly on? Where's the concern that this law, which was supposed to lower our rates by an average of $2500/year, is actually doing the opposite? Do you actually care about the people this law was supposed to help, or are you just going to try and play "gotcha" and defend the indefensible?
You and your attitude, which is shared among so many on the left, is the reason that the Democrats are likely losing the senate tomorrow. Think about that. Hard.
They won't even listen to liberals like Kirsten Powers, who tell the truth:
Quote:
“I’m having, if I want to keep the same health insurance, it’s going to cost twice as much. There’s nothing substandard about my plan. All of the things they say that are not in my plan are in my plan, all of the things they have listed. There’s no explanation for the doubling of my premiums other than the fact that it’s subsidizing other people,” said Powers.
I ran an Arizona zip code for two 64 year olds and found a rate of $355 per month or $710 for a couple. I also did the same thing for Texas and a 46 year old male and found a policy for $210 in the Dallas-FW area. By the way its insurance its not something that will cover every little sniffle and sneeze. Lets see what the Republican plan is when they dismantle the exchanges and people have to scramble to find insurance.
MotleyCrew must have disease.
In AZ my wife and I, 62 and 56, but with disease and high risks paid $1460/mo.
I ran an Arizona zip code for two 64 year olds and found a rate of $355 per month or $710 for a couple. I also did the same thing for Texas and a 46 year old male and found a policy for $210 in the Dallas-FW area. By the way its insurance its not something that will cover every little sniffle and sneeze. Lets see what the Republican plan is when they dismantle the exchanges and people have to scramble to find insurance.
That's not to far off, except I'm not close to 64. After a gigantic end of year rate increase in 2012, I began paying $333 a month for a BCBS $10,000 deductible in 2013. I had been paying in the $200's. Insurance insiders claimed this was the last great gouge by greedy insurance companies before the glorious controls of Obamacare. $40.00 copay, can see any physician I want and great prescription coverage - last I heard the plan is grandfathered in until 2015. They've managed to increase my monthly payments by about $30.00. Remember, our plans were not supposed to go up. So, what happens in January of 2015? Do we still have our policies? Are our rates increased by 40%? Do they even have deductibles higher than $10,000?
This is what happens when you cave to Republicans and insurance companies by ditching the public option that would have provided competition with lower premiums and deductibles.
Insurance companies love this giveaway to them. Anyone who thinks ACA is a socialistic wealth transfer program is an idiot who bought into the right wing propaganda that dominates America.
Since Obama didn't have the votes to get the ACA through Congress he passed it by reconciliation. However, your asinine answer is typical.....
Liberal/Obama Supporter Auto Response Protocol™
1. The source isn't valid
2. That's racist
3. GOP obstruction
4. But...but...but George W. Bush
5. Haters gonna hate
6. Sour grapes- your guy lost
7. The insurance companies are at fault, Obama didn't lie
8. Repeat 1,2,3,4,5, 6 and/or 7 as needed then insult the opposition for failing to support this great man, declare victory, and move on
It used to go up maybe 5% a year. As the ACA went into effect with the extra fees it went up about 40% in 18 months.
Just opened my new statement and it's going up 21% for 2015 which makes a total of about 80% increase in 2 years.
Obamacare truly is a Tax program to take from the middle class. Hope you are enjoying your subsidized benefit.
I have similar results with mine, up about 45% over a two year span. Prior to the ACA, the cost did not raise 45% accumulatively for the prior 7 years (not even close). My plan will be void after 2015, ACA will not allow it. When that occurs my rate will jump about 250%. Currently I have a $10k deductible and pay the 2015 rate of $392 for a family of four. ACA will force me to pay in the neighborhood of $1000 for a ~$6k deductible. I do not need a lower deductible, nor do I need every minor ailment covered. I definitely do not qualify for the subsidies either. I will basically be paying an additional $7k a year for a smaller, but still sizable, deductible.
In AZ my wife and I, 62 and 56, but with disease and high risks paid $1460/mo.
Mine is now up to about $630 a month up from about $380 2 years ago. I've had to raise my deductible to keep it this low.
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My Insurance premium
