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Most Republicans and conservatives don't have a concept of health insurance since they depend on Medicare, Tricare, VA, and private plans that have an actuarial level of at least 80%. That leaves Democrats, Independent, and a few Republicans that actually buy insurance on the open market. That's about 18 million Americans who actually have an idea of what health insurance actually costs. A few of them are Republicans...most are not.
Quote:
Originally Posted by Ed from California
Oh look, borregokid is back spouting the same lies.
Yep, I noted that the other day.
New account, new user name.
Most Republicans and conservatives don't have a concept of health insurance since they depend on Medicare, Tricare, VA, and private plans that have an actuarial level of at least 80%. That leaves Democrats, Independent, and a few Republicans that actually buy insurance on the open market. That's about 18 million Americans who actually have an idea of what health insurance actually costs. A few of them are Republicans...most are not.
Hey, you know once you get booted, you are not supposed to make another name and come back....
I'll tell ya again, like I did before, Tricare and VA, those guys still pay taxes....and guess what funds Tricare and the VA....
Do you have anything to back up any of your claims?
I'm as confuse as you are Ed, I don't know whether Medicare, Tricare, or VA should be the first payer? Isnt life a *****. Darn those people on the ACA they have to pay deductibles and there is no confusion.
Quote:
Originally Posted by Ed from California
Oh look, borregokid is back spouting the same lies.
Well, health care is the care you receive... in regards to your health. The clue is in the title on that one.
Same with the second actually. So long as you have an understanding as to what insurance is, the term 'health insurance' should be relatively straightforward. I could say 'health care insurance' if it's easier, and it would have the same meaning.
Health insurance is meant to be a way for someone to pay less out of pocket to receive healthcare. They aren't the same. But there is a connection between the two. Health insurance, in theory, makes the healthcare you receive considerably cheaper without affecting the quality. So in a way, health insurance sort of equal healthcare, in that it makes the care more accessible. But they are not the same. If you have health insurance, but don't know how to get to a hospital, the arrow through you thigh is going to kill you. If you're at a hospital with an arrow through your thigh, a doctor can help you out, but there's gonna be a hefty bill that you alone must pay. Now, if you're in the latter situation, and have health insurance, this is ideal. Because you can have the insurance company pay the bulk of the bill, so long as your insurance covers obscure archery related accidents used to describe ridiculous scenarios on an internet forum, and you will be able to stop at Best Buy and get yourself playstation on your way home from the hospital with all the money you saved because you had insurance.
WOW....what a bunch of drivel....
Currently, if you have an arrow through your thigh, you have to pay your deductible before insurance kicks in...right, that is the way the ACA works, right...you have to pay your deductible before insurance kicks in...
Now, an arrow through your thigh is not really healthcare, that would be considered an emergency...right...
Healthcare, is taking care of yourself on a daily basis, getting your check ups and such......because you have health insurance does not mean you are going to do that, does it?
It's amazing to me that people say health insurance equates to health care.....
Please tell me why or better yet, how?
If health insurance = health care, then auto insurance = transportation.
Everyone already had access to health care. A healthy young person might spend $3000/yr on silver/gold health insurance premiums, when paying for an annual checkup out of pocket would be about $200. They should be on a catastrophic plan for $1000/yr and pay for the checkups out of pocket. But we expect health insurance to pay for everything. When cosmetic operations and Viagra are covered by insurance, you know things have gone too far.
We need to stop thinking of insurance as a buffet that covers everything and use it as insurance was intended -- to pay for accidents and serious illnesses. As we've become detached from what any medical services actually cost, we've created a scenario where nobody is held accountable for rising costs. That's the biggest issue; there is no incentive to keep costs down because there's no competition. Every healthcare provider is essentially running their own monopoly and can essentially send the insurer whatever bill they want. My homeowner's insurance doesn't cover things like furnace inspections, landscaping and snow removal -- adding those would cause our insurance to spike, and those doing the services would gouge the insurer. A $200 inspection would get billed to the insurer at $1,200.
We as consumers have no incentive to shop around for lower prices. The oft-used example of elective lasik surgery still applies -- its something consumers have to shop around for and what do you know, the price of lasik has been decreasing year after year.
You know what amazes me? That someone thinks this constitutes a topic for discussion. Please tell me why and how.
What eats at me is people are suggesting that if you have insurance, you are healthy...
What amazes me, is people thinks this does NOT constitute a topic, because hey, if you have insurance, you are healthy, right?
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